Blondi Posted July 24, 2015 Share Posted July 24, 2015 (edited) My 17 year old daughter has passed her driving test today. I've spent hours trying to get a sensible price for her insurance. The cheapest quote is £1330.00. If we pay monthly, the total cost is just under £1600 for the year. I want my daughter to have the insurance in her own name, with me and the Mrs as named drivers. The car is a Toyota Yaris 1.3 petrol 2007 plate, it will be fitted with a black box to help with the premiums. Can anybody recommend any decent insurance companies? I've tried all the comparison websites, but I know not all insurance companies are on them. Any advice would be much appreciated, as I've got a bloody headache now! Edited July 24, 2015 by Blondi Quote Link to comment Share on other sites More sharing options...
stevieb Posted July 24, 2015 Share Posted July 24, 2015 If you can, try with just you or your Mrs as named drivers rather than both of you. Also try Google compare, I saved 35 quid for the same company when I got my insurance sorted last month just by goin through Google. Quote Link to comment Share on other sites More sharing options...
Traf Posted July 24, 2015 Share Posted July 24, 2015 TOPCASHBACK COMPARE Quote Link to comment Share on other sites More sharing options...
Moderators Carlos Posted July 24, 2015 Moderators Share Posted July 24, 2015 Fucking rules! Quote Link to comment Share on other sites More sharing options...
Bigtoe Posted July 24, 2015 Share Posted July 24, 2015 Blackbox you say Quote Link to comment Share on other sites More sharing options...
Youri McAnespie Posted July 24, 2015 Share Posted July 24, 2015 (edited) Blackbox, when... or... Becomes... Edited July 24, 2015 by Youri McAnespie Quote Link to comment Share on other sites More sharing options...
freds dad Posted July 24, 2015 Share Posted July 24, 2015 The 1.3 engine won't help when it comes to quotes. Quote Link to comment Share on other sites More sharing options...
stevieb Posted July 24, 2015 Share Posted July 24, 2015 The 1.3 engine won't help when it comes to quotes. It's not as big an issue as it used to be as insurers rate on shit loads more stuff these days. My first car last year the cheapest quote I had by a mile was for a 1.8 focus (at 29yo). Loads of new drivers crash 1.0l corsas, not many crash 1.8 focuseses... Unless you are me. Might be too late for this quote now but get her on the electoral roll. Most insurers do soft credit checks, if you are traceable you are a better risk. Quote Link to comment Share on other sites More sharing options...
Traf Posted July 24, 2015 Share Posted July 24, 2015 The fine for no insurance is cheaper than insurance. Just tell her to drive carefully. Quote Link to comment Share on other sites More sharing options...
birch-chorley Posted July 25, 2015 Share Posted July 25, 2015 Not a bad quote considering her age Some kids are paying double that Quote Link to comment Share on other sites More sharing options...
birch-chorley Posted July 25, 2015 Share Posted July 25, 2015 P.s all insurance companies are horrendous cunts Die die die Quote Link to comment Share on other sites More sharing options...
stevieb Posted July 25, 2015 Share Posted July 25, 2015 Not a bad quote considering her age Some kids are paying double that I'm paying 1100 and I'm 30! Quote Link to comment Share on other sites More sharing options...
Traf Posted July 25, 2015 Share Posted July 25, 2015 I'm paying 1100 and I'm 30! But you look 16 Quote Link to comment Share on other sites More sharing options...
Moderators Carlos Posted July 25, 2015 Moderators Share Posted July 25, 2015 Surely with the zero crime in H-Town, they'd be paying you? Quote Link to comment Share on other sites More sharing options...
frank_spencer Posted July 25, 2015 Share Posted July 25, 2015 Direct line used to give named drivers NCD to build up on their parents/guardians policy not sure if they still do though Quote Link to comment Share on other sites More sharing options...
Site Supporter only1swanny Posted July 25, 2015 Site Supporter Share Posted July 25, 2015 I'd reckon that that's actually really cheap... ! most 17 year olds are looking 2k + Quote Link to comment Share on other sites More sharing options...
Blondi Posted July 25, 2015 Author Share Posted July 25, 2015 (edited) I'm going to go with Mypolicy, £1300+ seems pretty good, the car is pretty nippy, with it being a 1.3 (85bhp) so not too bad I guess and I've decided to pay for the insurance in one go, Ouch! Mypolicy would have charged us around £300 in interest extra if we paid monthly, robbing sods! The best quotes we've had are by :- 1)Mypolicy £1300+ 2)Ingenie £1700+ 3)Direct Line £1800+ Just hope my daughter is careful and she doesn't have a bump in her first 12 months, if she doesn't, I'm pretty hopeful that her premiums will reduce quite a lot next year, she's already moaning about the famous "black box!" Edited July 25, 2015 by Blondi Quote Link to comment Share on other sites More sharing options...
Site Supporter barryk32 Posted July 25, 2015 Site Supporter Share Posted July 25, 2015 I've got to have a fucking black box for 3 months with our Peg being a reletively new driver Quote Link to comment Share on other sites More sharing options...
Burndens Bogs Posted July 26, 2015 Share Posted July 26, 2015 I think i'll start a company making insurance £995 for young drivers, this time next year Rodney an' all that. Bogsureinsurance.co.uk YHIHF Quote Link to comment Share on other sites More sharing options...
Site Supporter barryk32 Posted July 29, 2015 Site Supporter Share Posted July 29, 2015 Right, parking the car on the street rather than the garage has knocked 250 quid off and done away with the black box. What the actual fuck, how do they add this shit up? Quote Link to comment Share on other sites More sharing options...
stevieb Posted July 30, 2015 Share Posted July 30, 2015 Right, parking the car on the street rather than the garage has knocked 250 quid off and done away with the black box. What the actual fuck, how do they add this shit up? Loads of people say they Park in the garage when they probably don't. Same with car under a grand and lowest miles possible. People do it to get the cheapest price even though it's not correct. As a result there are more claims than expected for people with this risk profile therefore prices reflect this. Quote Link to comment Share on other sites More sharing options...
Andydee Posted July 30, 2015 Share Posted July 30, 2015 Right, parking the car on the street rather than the garage has knocked 250 quid off and done away with the black box. What the actual fuck, how do they add this shit up? It's all smoke and mirrors Baz......... smoke and mirrors Quote Link to comment Share on other sites More sharing options...
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