Whizz Posted January 22, 2012 Posted January 22, 2012 Been robbed at home over weekend. Value of goods gone are about a grand as new. excess is 250. if insurance value goods at a grand do i get the excess back aswel? it won't matter if I find the fucking rats. Quote
Whizz Posted January 22, 2012 Author Posted January 22, 2012 so I will have to shell out ?250 to get back the value of my goods and they don't refund that. Will have to add ?250 of goods on then? Quote
Whizz Posted January 22, 2012 Author Posted January 22, 2012 so I will have to shell out ?250 to get back the value of my goods and they don't refund that. Will have to add ?250 of goods on then? Quote
Gonk Posted January 22, 2012 Posted January 22, 2012 so I will have to shell out ?250 to get back the value of my goods and they don't refund that. Will have to add ?250 of goods on then? Only if you want to commit fraud An excess is exactly that. You pay it. You could have reduced the excess by paying a higher premium. Quote
Site Supporter MickyD Posted January 22, 2012 Site Supporter Posted January 22, 2012 And adding the value of the excess to your claim is precisely why another thread on here bemoans the cost of insurance . Quote
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