we are using a mortage advisor who is based at a estate agents.

 

first meeting we was told we would pay no fees directly and he would make his money in commission from our selected mortgage company.

 

mortgage is almost complete and we have been handed a sheet explaining our fees. in this list is a consultancy fee of £350 to be paid to the estate agent. however in the paper work for my mortgage it states halifax (mortgage provider) will pay the estate agent £325.

 

wise old fruits would I be out of order questioning this consultancy fee?

 

danker.

The mortgage adviser can only charge it if they quoted it in the original "key facts illustration" (quote) they gave you, & if they agreed it with you verbally in the first place. If they didn't do either of those I'd argue the toss if I were you.

They won't take you seriously without some form of dirty protest

They won't take you seriously without some form of dirty protest

This is my kind of argument.

 

No quotation or verbal agreement. Don't really like falling out with people but I feel like there trying it on. At the end of the day what's stopping me pulling the plug and going direct to Halifax?

It's a business transaction not a social event

They are obliged to have given you a keyfacts document, on which all fees are stated.

If it's not on there, or they haven't given you the document, fuck 'em.

 

And Hazzy, pm me your contact details I seem to have lost them

This is my kind of argument.

 

No quotation or verbal agreement. Don't really like falling out with people but I feel like there trying it on. At the end of the day what's stopping me pulling the plug and going direct to Halifax?

As I've said before, Halifax give better deals to firms such as London & Country than they offer themselves, due to the amount of business they bring in.

He's right. Sometimes (not all the time) lenders will put out exclusive deals through big networks - my firm is a small local company, but by being part of a national network of over 2000 financial advisers we get access to deals like these.

 

I'd still tell this fucker to do one, sounds like they've just tried blagging a fee off you.