Good article

https://www.bloomberg.com/opinion/articles/2023-01-19/the-uk-beats-france-for-one-of-the-best-pensions-in-the-world?utm_source=website&utm_medium=share&utm_campaign=mobile_web_share

44 minutes ago, globaldiver said:

It’s silly, as our basic state pension comprises much less of the picture than most countries. 

So, is what its saying correct?

Dutchers get a state pension equivalent to final salary and we get equivalent 1/3rd?

54 minutes ago, globaldiver said:

It’s silly, as our basic state pension comprises much less of the picture than most countries. 

I know

Imagine posting graphs with no context 

8 minutes ago, Casino said:

So, is what its saying correct?

Dutchers get a state pension equivalent to final salary and we get equivalent 1/3rd?

I assume it is because we have the NHS?

19 minutes ago, Winchester White said:

I assume it is because we have the NHS?

That's what I took from it

What would you take... Comfortable retirement or pay per use health care?

 

11 minutes ago, stevieb said:

What would you take... Comfortable retirement or pay per use health care?

Both thanks. 👍

7 hours ago, Sweep said:

There's already about £1100 per month going in, I do some sort of salary sacrifice thing, that I really don't understand. Fuck knows if that's good, bad or indifferent 

According to my app, the last 12 months have seen growth of 9.3%....again,i don't know if that's good or bad

All seems very reasonable, assume your provider is giving you some projected figures on how much will be worth in the coming years ? 
 

If that looks ok then tickety boo. If not then the sooner you start paying bit more in the more impact it will have. If you want to finish work early the drop off for early 'settlement' can be higher than you think, worth checking. 

The Dutch system seemed very good when I was there. Redundancy etc was very good and they had to help find work etc 

1 hour ago, Cheese said:

Both thanks. 👍

Alright Karl, chill your beef 

10 hours ago, DirtySanchez said:

I know

Imagine posting graphs with no context 

🤣😂🤣😂

On 21/12/2023 at 10:03, Mounts Kipper said:

One of my pension pots is 60% bonds anyone got a view on whether should move to more stock market linked, think bonds are safer on roll up to taking pension but good to hear others views. 

https://www.invesco.com/uk/en/insights/fixed-income-outlook.html?utm_campaign=emea_2023_macro00endyroutlooks_awr&utm_source=linkedin&utm_medium=ivz_socialOg&utm_content=fixed_income&utm_term=en

18 minutes ago, globaldiver said:

https://www.invesco.com/uk/en/insights/fixed-income-outlook.html?utm_campaign=emea_2023_macro00endyroutlooks_awr&utm_source=linkedin&utm_medium=ivz_socialOg&utm_content=fixed_income&utm_term=en

Thanks for the info… am I reading it correctly that I should stick with the bonds? 

20 minutes ago, Mounts Kipper said:

Thanks for the info… am I reading it correctly that I should stick with the bonds? 

That’s what invesco are saying, at least for the next phase.

23 hours ago, Mounts Kipper said:

Thanks for the info… am I reading it correctly that I should stick with the bonds? 

You should move it to cash at your age. can’t be taking risk when you are an old duffer 😁

5 minutes ago, Big E said:

You should move it to cash at your age. can’t be taking risk when you are an old duffer 😁

Thanks for the advice. 🤣