globaldiver Posted December 21, 2023 Author Share Posted December 21, 2023 15 minutes ago, Winchester White said: Saw this earlier and I am not sure if its a piss take or misdirecting facts to suit a political agenda. It’s silly, as our basic state pension comprises much less of the picture than most countries. Quote Link to comment Share on other sites More sharing options...
Moderators Casino Posted December 21, 2023 Moderators Share Posted December 21, 2023 44 minutes ago, globaldiver said: It’s silly, as our basic state pension comprises much less of the picture than most countries. So, is what its saying correct? Dutchers get a state pension equivalent to final salary and we get equivalent 1/3rd? Quote Link to comment Share on other sites More sharing options...
DirtySanchez Posted December 21, 2023 Share Posted December 21, 2023 54 minutes ago, globaldiver said: It’s silly, as our basic state pension comprises much less of the picture than most countries. I know Imagine posting graphs with no context Quote Link to comment Share on other sites More sharing options...
Site Supporter Winchester White Posted December 21, 2023 Site Supporter Share Posted December 21, 2023 8 minutes ago, Casino said: So, is what its saying correct? Dutchers get a state pension equivalent to final salary and we get equivalent 1/3rd? I assume it is because we have the NHS? Quote Link to comment Share on other sites More sharing options...
Sweep Posted December 21, 2023 Share Posted December 21, 2023 19 minutes ago, Winchester White said: I assume it is because we have the NHS? That's what I took from it Quote Link to comment Share on other sites More sharing options...
stevieb Posted December 21, 2023 Share Posted December 21, 2023 What would you take... Comfortable retirement or pay per use health care? Quote Link to comment Share on other sites More sharing options...
Site Supporter Cheese Posted December 21, 2023 Site Supporter Share Posted December 21, 2023 11 minutes ago, stevieb said: What would you take... Comfortable retirement or pay per use health care? Both thanks. 👍 Quote Link to comment Share on other sites More sharing options...
Ani Posted December 21, 2023 Share Posted December 21, 2023 7 hours ago, Sweep said: There's already about £1100 per month going in, I do some sort of salary sacrifice thing, that I really don't understand. Fuck knows if that's good, bad or indifferent According to my app, the last 12 months have seen growth of 9.3%....again,i don't know if that's good or bad All seems very reasonable, assume your provider is giving you some projected figures on how much will be worth in the coming years ? If that looks ok then tickety boo. If not then the sooner you start paying bit more in the more impact it will have. If you want to finish work early the drop off for early 'settlement' can be higher than you think, worth checking. Quote Link to comment Share on other sites More sharing options...
Big E Posted December 21, 2023 Share Posted December 21, 2023 The Dutch system seemed very good when I was there. Redundancy etc was very good and they had to help find work etc Quote Link to comment Share on other sites More sharing options...
stevieb Posted December 21, 2023 Share Posted December 21, 2023 1 hour ago, Cheese said: Both thanks. 👍 Alright Karl, chill your beef Quote Link to comment Share on other sites More sharing options...
globaldiver Posted December 22, 2023 Author Share Posted December 22, 2023 10 hours ago, DirtySanchez said: I know Imagine posting graphs with no context 🤣😂🤣😂 Quote Link to comment Share on other sites More sharing options...
globaldiver Posted December 23, 2023 Author Share Posted December 23, 2023 On 21/12/2023 at 10:03, Mounts Kipper said: One of my pension pots is 60% bonds anyone got a view on whether should move to more stock market linked, think bonds are safer on roll up to taking pension but good to hear others views. https://www.invesco.com/uk/en/insights/fixed-income-outlook.html?utm_campaign=emea_2023_macro00endyroutlooks_awr&utm_source=linkedin&utm_medium=ivz_socialOg&utm_content=fixed_income&utm_term=en Quote Link to comment Share on other sites More sharing options...
Mounts Kipper Posted December 23, 2023 Share Posted December 23, 2023 18 minutes ago, globaldiver said: https://www.invesco.com/uk/en/insights/fixed-income-outlook.html?utm_campaign=emea_2023_macro00endyroutlooks_awr&utm_source=linkedin&utm_medium=ivz_socialOg&utm_content=fixed_income&utm_term=en Thanks for the info… am I reading it correctly that I should stick with the bonds? Quote Link to comment Share on other sites More sharing options...
globaldiver Posted December 23, 2023 Author Share Posted December 23, 2023 20 minutes ago, Mounts Kipper said: Thanks for the info… am I reading it correctly that I should stick with the bonds? That’s what invesco are saying, at least for the next phase. Quote Link to comment Share on other sites More sharing options...
Big E Posted December 24, 2023 Share Posted December 24, 2023 23 hours ago, Mounts Kipper said: Thanks for the info… am I reading it correctly that I should stick with the bonds? You should move it to cash at your age. can’t be taking risk when you are an old duffer 😁 Quote Link to comment Share on other sites More sharing options...
Mounts Kipper Posted December 24, 2023 Share Posted December 24, 2023 5 minutes ago, Big E said: You should move it to cash at your age. can’t be taking risk when you are an old duffer 😁 Thanks for the advice. 🤣 Quote Link to comment Share on other sites More sharing options...
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