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Wanderers Ways. Neil Thompson 1961-2021

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Car Insurance

Featured Replies

The misses is trying to get car insurance but all quotes are over ?800.

 

Who are you guys insured with? Who could you recommend as cheap?

 

Not really bothered of the level of cover or excess just want to be road legal for the lest possible amount!

 

Thanks in advance.

The misses is trying to get car insurance but all quotes are over ?800.

 

Who are you guys insured with? Who could you recommend as cheap?

 

Not really bothered of the level of cover or excess just want to be road legal for the lest possible amount!

 

Thanks in advance.

 

 

Hope this helps matey.

 

http://www.moneysavingexpert.com/insurance/compare-cheap-car-insurance

our mavies is with sheals wheels cheep as chips for flat dicks

My wife has been looking for car insurance and was told the price hike is down to the claim scams in Bolton when folk where slamming their brakes on and claiming off the car that hit the back of them and now it's a high risk area.

 

Wasn't there a spree on the A6 when some idiot got caught slamming on at a round-about? Think he got sent down.

mines shot up 200 quid for next year.. :(

 

endsleigh have always been cheap

Don't believe those GoCompare type sites, when you ring around for actual quotes you soon realise they are talking bollox.

 

 

Swift cover are usually cheapest I've found.

 

 

 

And I've had good service off 'em after an accident

 

 

Last five years I've flicked with Bell, Admiral, Elephant, who are all part of the Admiral Group

 

Make sure you do the following

 

Keep the annual mileage low

Social travel only

Add a second named driver such as a housewife with a full 5 years no claims

Tell them you have access/or drive another car

 

Bobs yer uncle

what about where you leave it

 

see i can't get mine on the drive so i ahve to put park on the road

 

even though its 10 yards from my front door

 

wife puts parks on drive

Use all 3 price comparison websites, Go Compare, compare the meerkat and Confused.com, this will give you an idea of which insurance companies/brokers are the cheapest for your requirements, DO NOT buy the policy through the price compariosn site, reason being is that built into the price is commission of between 15 and 20%

Now for say the 3 cheapest ring them direct or better still go directly onto there own website, thus bypassing the price comparison site and when they ask what your cheapest quote is, knock 50 quid off before telling them

our mavies is with sheals wheels cheep as chips for flat dicks

 

 

very true...

 

the missus is with them and its nearly HALF the price of norwich union, who where the next closest when compared.

Edited by HomerJay

I'm with Co-operative , have been for years.

 

Very fast at settling claims,when my car was stolen , they settled the claim within a couple of weeks.

 

 

What's also great is you can get break down cover for just ?5 per month!

 

 

 

link

Edited by Alien3

Zurich or Broker Direct...

Direct Line for me. Others may well be cheaper but I have had to claim twice in the last 3 years (both not my fault either :angry2: ) so every other company is asking silly money with that record.

Been at this all day for wife and she was with halifax for past fewe years but exactly the same info entered with axa brought her policy down from 394 to 197 this very afternoon

i work for coop, boltons a shit rating area unfortunately. Add a spouse on even if they dont drive it that often would be my top tip, can bring the price down a fair bit.

 

Also as said before its usually cheaper direct on their website than on the aggregators so do that. Most cases give em a ring as well, i think every company except us has some sort of price flex or matching so do the web quote then ring saying X are still ?20 cheaper like for like is there owt else you can do. Some wont budge but its worth a try.

Got mine down from Mercedes direct quoted renewal price of ?887 to a cheap (!) ?518 from express insurance. Exactly the same except with this I don't get the services of a trained physiotherapist chucked in for free like I do with Mercedes.

 

To be honest I'd never noticed until I rang them and said 'ey up, get your prices down'. It's obviously a Mercedes thing where they employ vestral virgins to polish grapes on their thighs before feeding them to you whilst you recline in a bath of warm goats cheese. At your expense, but 'included'.

 

Think I'll stick with the protected NCD, breakdown cover and zero excess for ?369 a year less......

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