March 3, 20233 yr It's all selective though. I've got loads of pension pots all over the shop, I need to sort that out, also I stopped my pension when the pandemic made me redundant. Yes, I earn a lot of money but it comes in and goes out. I refer the gentlemen to my earlier post today. My Dad as a headmaster retired at 59, not a fucking hope his kids will. Look how far we've come.
March 3, 20233 yr 3 minutes ago, Not in Crawley said: It's all selective though. I've got loads of pension pots all over the shop, I need to sort that out, also I stopped my pension when the pandemic made me redundant. Yes, I earn a lot of money but it comes in and goes out. I refer the gentlemen to my earlier post today. My Dad as a headmaster retired at 59, not a fucking hope his kids will. Look how far we've come. You mean look how far you’ve come. Your situation isn’t the same as everyone else. People are retiring later, across the world, because of life expectancy. Many in the public sector will still and are able to retire around 60ish. though.
March 3, 20233 yr 2 minutes ago, BobyBrno said: You mean look how far you’ve come. Your situation isn’t the same as everyone else. People are retiring later, across the world, because of life expectancy. Many in the public sector will still and are able to retire around 60ish. though. No, I mean I don't have the solid base many others have. I wasn't being unclear in my original post.
March 3, 20233 yr I have very little pension provision and will probably end up working until the day I die. Hope it's not too far off.
March 3, 20233 yr 1 hour ago, Francis Fogarty said: Best bit of info I got off my dad was, get in the works pension. That was 1971. Same. Mine pecked my head to death as soon as I got my first job in 86. Pension and get on the property ladder as early as possible
March 3, 20233 yr 13 minutes ago, Traf said: I have very little pension provision and will probably end up working until the day I die. Hope it's not too far off. I'll join you (any holiday discount?)
March 3, 20233 yr 16 minutes ago, Traf said: I have very little pension provision and will probably end up working until the day I die. Hope it's not too far off. I hope I die on a day off
March 3, 20233 yr 1 minute ago, Traf said: the day after you die 50% off a holiday for the kids at least...? C'mon heart of stone not to do that.
March 3, 20233 yr Just now, Not in Crawley said: 50% off a holiday for the kids at least...? C'mon heart of stone not to do that. Seems fair, you're on.
March 3, 20233 yr 2 minutes ago, Traf said: Seems fair, you're on. OK, the kids will look forward to the vouchers at the funeral given by some bloke going....erm...your Dad was on WW and you now get a half price holiday with Traff Tours. 🙂
March 3, 20233 yr 4 minutes ago, Zico said: Normally involves a wank I've been working at home for 3 years. The free-notintheoffice- at home wank has long gone as a treat.
March 3, 20233 yr 1 minute ago, Not in Crawley said: I've been working at home for 3 years. The free-notintheoffice- at home wank has long gone as a treat. Same here I meant a wank in bed, not at my desk I have one of them after most zoom calls where there's a female on my screen talking to me
March 3, 20233 yr 4 minutes ago, Zico said: Same here I meant a wank in bed, not at my desk I have one of them after most zoom calls where there's a female on my screen talking to me I work in the arts, I only speak to women. I'd be a prune if I followed your post meeting ritual.
March 3, 20233 yr I’ve only just started paying into a private pension (transferred from my military one) and that’s because of the missus getting on at me. In hindsight I should have started 17 years ago when I became self employed. I have rental property that will be my main source of income come pension age that along with my state one I should be ok. 🤞 Oh and my crypto! Always top up your crypto 😉
March 3, 20233 yr 1 hour ago, gonzo said: Great stuff. We started some thing called moneybox a couple of years ago and the wife still has her shares with M&B but obviously lost her pension leaving them. Our plan was always bricks and mortar but that went down the swanne. We do need a proper one sorting... What do you mean 'lost her pension' ? You mean can not pay in anymore I assume , she will still have a pension with them wont she ?
March 4, 20233 yr Author 8 hours ago, Not in Crawley said: It's all selective though. I've got loads of pension pots all over the shop, I need to sort that out, also I stopped my pension when the pandemic made me redundant. Yes, I earn a lot of money but it comes in and goes out. I refer the gentlemen to my earlier post today. My Dad as a headmaster retired at 59, not a fucking hope his kids will. Look how far we've come. Easy, if you know how
March 4, 20233 yr 7 hours ago, Ani said: What do you mean 'lost her pension' ? You mean can not pay in anymore I assume , she will still have a pension with them wont she ? How old’s Mrs Ani? If it’s anything like MrsD’s small pension she had with Littlewoods, as soon as she turns 55 she’ll be offered the choice of taking the pension monthly, annually or as a lump sum. They should also send her an annual report with stuff giving details of where her money is invested.
March 4, 20233 yr Author 1 hour ago, MickyD said: How old’s Mrs Ani? If it’s anything like MrsD’s small pension she had with Littlewoods, as soon as she turns 55 she’ll be offered the choice of taking the pension monthly, annually or as a lump sum. They should also send her an annual report with stuff giving details of where her money is invested. Unlikely if DB, but there will/should be a statement at leaving service. Probably in a drawer.
March 4, 20233 yr 10 hours ago, Not in Crawley said: It's all selective though. I've got loads of pension pots all over the shop, I need to sort that out, also I stopped my pension when the pandemic made me redundant. Yes, I earn a lot of money but it comes in and goes out. I refer the gentlemen to my earlier post today. My Dad as a headmaster retired at 59, not a fucking hope his kids will. Look how far we've come. Work in education and quite a lot struggle to make it past there.. Colleague I worked with has taught since 22, now 50 and is looking at options to retire in 5 years.. guys just mentally drained with it all (I'll admit the idea of 29 more years in education was too much for me after 8). Pension wise.. try getting a decent pot when you can't stick a job 😛 Teacher ones not too bad, projects that I'll retire with 200 quid a month (4 years payed in) it's a top up to the state one I've got 3 other pots, one has 600, one has 200 and then my current one that I've only paid in for 2 months.. Tempted to just transfer the other 2 into this one as the risk factors low (Having so little). I pay about 80 quid, work pays about 40. I can afford to pay more in but it's such a minefield and missus swanny is dead against it as she has a decent pension, and wants me to put the money into paying the mortgage off. We will be mortgage free at 64.
March 4, 20233 yr 10 hours ago, Traf said: I have very little pension provision and will probably end up working until the day I die. Hope it's not too far off. Kinnel mate don’t know whether to laugh or cry at that!!!
March 4, 20233 yr 2 hours ago, globaldiver said: Easy, if you know how Is this worth doing BD as I’ve 3 or 4 from previous Jobs. In this one I’ve just increased to 6% and work put 2 times in. That’s the max I can do for that return. Could I be doing anymore. I have shares as well.
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