I would have bet my bottom dollar I'd be conservative or at a push ukip but I've got lib fucking dem.

 

I think it's spending too much time on here with you bedwetting hand wringing yoghurt knitting teacher lovers!

 

www.whoshouldyouvotefor.com/

 

 

The Mrs just answered and got UKIP after thinking she'd get lib dem.

 

Someone debunk this as bullshit please.

 

You can also use this as a reminder that you have until the 20th of April to register to vote.

Lottery winner.

Window Cleaner

Window Cleaner

 

 

Ah, yes, of course.

What a schoolboy error I've made.

 

I forgot that us self-employed types don't pay tax.

The double tax thing doesn't stand up. Loads of our money is taxed multiple times. All of us pay income tax then VAT all the time. Also the tax is paid by the recipient, whichever way you look at it, who is getting a windfall (more than £650k) they haven't earned nor ever paid tax on.

 

Likewise, the hoo-ha about 'I should be able to pass on my wealth' - well, couples can pass on £650k before they have to pay a penny. Let's not pretend it hits joe bloggs in the pocket, or that people are being disallowed from passing on a tidy sum to their kids.

 

Then, there is the fact that anyone with any sense (or a financial adviser) will dodge it anyway by putting their properties in trust etc.

 

Finally, this £1m figure applies in part only to property. It's now going to make investing in property more attractive / downsizing less attractive. Causing more problems in the housing market.

 

 

I've no problem at all with a tax on inheritance, in theory. It's just executed badly and probably always will be. It should apply to the seriously wealthy but they are exactly the people who will know how to avoid it.

Where do you get the figure of £650k from?

Where do you get the figure of £650k from?

I recall the high end financial advisor I spoke to said its £325k per parent or similar.

I recall the high end financial advisor I spoke to said its £325k per parent or similar.

Indeed. That was the point I was making. We shouldn't presume the money is per couple, so it's not £650k.

Indeed. That was the point I was making. We shouldn't presume the money is per couple, so it's not £650k.

 

It almost always is.

 

If your partner dies all the wealth is left with the widow/widower (untaxed) and the £325 allowance passed on to them too.

 

The headline for this policy is 'IHT threshold raised to £1m' and that is 2x£500k. Part of which only applies to property.

 

So it's fairly common to use the joint allowance as the 'headline' figure.

Gratuity tax. That's another one that's bang out of order IMO.

Why is it IHT? Inheritance is one word

Why is it IHT? Inheritance is one word

 

Itax sounds like they're going to make your smartphone more expensive.

Seen as when your married your only allowed 1 main residence for avoiding Capitol gains tax purposes (thus meaning you have to pay tax if you do a house up on the side)

 

I think you and Mrs should have joint PAYE tax allowances

 

I.e the 40% tgreshold doesn't kick in until you go over £81k combined

Just been reading through (millionaire) Red Ed's manifesto.

 

Fuck me.

 

He might as well dress up as Robin Hood.

 

Or the tooth fairy.

 

Or the Easter Bunny.

 

The thick people will fall for it though I suppose.

 

Thursday see's the Tory present his. Surely it cant be as fucking bad, but I won't hold my breath.

 

It's like choosing between Aids and Ebola.

When you cut through all the bullshit, it really is simple.

 

Management of the economy is everything. All of the other things come after that (benefits, NHS etc., etc.).

 

Seeing Milliband stand up and push his mob as the party best equipped to manage the economy is beyond laughable but, as Smiffs says, people will fall for it.

 

They always fuck the economy and the blue side of politics always has to come in and do the hard things to put it right. A never ending circle so you just have to ask yourself this - am I ready to vote for the red rags and have economic chaos again or should we put up with the Tories and their austerity measures for one more term to set things right before we unleash the serial squanderers once more?

 

Very simple really.

Just been reading through (millionaire) Red Ed's manifesto.

 

Fuck me.

 

He might as well dress up as Robin Hood.

 

Or the tooth fairy.

 

Or the Easter Bunny.

 

The thick people will fall for it though I suppose.

 

Thursday see's the Tory present his. Surely it cant be as fucking bad, but I won't hold my breath.

 

It's like choosing between Aids and Ebola.

 

This really.

 

He's not actually committing to any targets on deficit and debt reduction 'so that he doesn't make false promises' but he's making spending commitments and isn't going to raise income tax ... but is going to cut the deficit year on year.

 

It's hard to hear that and then think 'these guys know what they're doing'.

 

Especially when, other than their household and shady tax returns, they've got very little experience of actually delivering a budget. When you look at it like that it's shocking that we let these people run the country really.

Cameron finally morphs into Thatcher: http://www.bbc.co.uk/news/election-2015-32295970

 

So someone who qualifies for a Housing Association flat and pays a token amount in rent, would now be eligible to buy this property at a substantial discount, whilst their neighbour pays the market price for the property next door.

 

The Housing Association then receives the difference between the discounted price and the actual market value courtesy of the tax payer, including the poor sap who has already scrimped and saved for their own property.

 

Fast forward a couple of years when the Housing Association tenant sells their discounted property for the full market value and pockets the windfall.

 

Nice one Dave. We'll come round and paint the place for them as well if you ask us nicely.

When you cut through all the bullshit, it really is simple.

 

Management of the economy is everything. All of the other things come after that (benefits, NHS etc., etc.).

 

Seeing Milliband stand up and push his mob as the party best equipped to manage the economy is beyond laughable but, as Smiffs says, people will fall for it.

 

They always fuck the economy and the blue side of politics always has to come in and do the hard things to put it right. A never ending circle so you just have to ask yourself this - am I ready to vote for the red rags and have economic chaos again or should we put up with the Tories and their austerity measures for one more term to set things right before we unleash the serial squanderers once more?

 

Very simple really.

 

Yeah I see it like that too, you should only have a Labour government when you can afford one. Don't think we can right now.

 

Tories are running a disastrous campaign so far though. Totally misjudging the public mood with their 'middle England' giveaways. I think they'd have done better to say 'we're staying on the course we've been on for the last term' and focusing on the relative success of our economy.

Cameron finally morphs into Thatcher: http://www.bbc.co.uk/news/election-2015-32295970

 

So someone who qualifies for a Housing Association flat and pays a token amount in rent, would now be eligible to buy this property at a substantial discount, whilst their neighbour pays the market price for the property next door.

 

The Housing Association then receives the difference between the discounted price and the actual market value courtesy of the tax payer, including the poor sap who has already scrimped and saved for their own property.

 

Fast forward a couple of years when the Housing Association tenant sells their discounted property for the full market value and pockets the windfall.

 

Nice one Dave. We'll come round and paint the place for them as well if you ask us nicely.

 

Scandalous policy. Tories are really making a hash of what should have been a straightforward campaign.

Cameron finally morphs into Thatcher: http://www.bbc.co.uk/news/election-2015-32295970

 

So someone who qualifies for a Housing Association flat and pays a token amount in rent, would now be eligible to buy this property at a substantial discount, whilst their neighbour pays the market price for the property next door.

 

The Housing Association then receives the difference between the discounted price and the actual market value courtesy of the tax payer, including the poor sap who has already scrimped and saved for their own property.

 

Fast forward a couple of years when the Housing Association tenant sells their discounted property for the full market value and pockets the windfall.

 

Nice one Dave. We'll come round and paint the place for them as well if you ask us nicely.

 

Agreed. It is a silly policy. Before giving leg ups to people in housing, why not first look at folk who haven't got a roof over their heads. They are the ones in real need. Or look helping folks who are regularly using food banks.

 

The notion of giving people huge discounts to buy their rented house should never be a priority.

 

It is an absolute scandal that a developed country like the UK has seen an increase in the use of food banks year on year over the past 5 years yet is doing nothing about it. But worrying about letting people have £70,000 free from the taxpayer so they can say they own where they live.

 I think they'd have done better to say 'we're staying on the course we've been on for the last term' and focusing on the relative success of our economy.

 

 

Spot on, they should be.

 

Another one which gets my hackles up is listening to Labour say "You said you'd get rid of the deficit by the end of this term of government and you haven't completely". The front of it!!! That would be the massive deficit Labour left behind would it? I am not understanding why the Conservatives seem to be missing every opportunity to jam that one right back down their throats.

 

Other than the fact that I always want to see the UK do well and all of you prosper, I have developed a morbid fascination with what the virus of socialism would do re coalition with the SNP if that was the only way they could seize power. The prospect of Scots bullying spineless Labour and dictating certain issues south of the border to economically benefit those north of the border should fill most with dread. It would make for an interesting watch and possibly foment civil unrest!

Spot on, they should be.

 

Another one which gets my hackles up is listening to Labour say "You said you'd get rid of the deficit by the end of this term of government and you haven't completely". The front of it!!! That would be the massive deficit Labour left behind would it? I am not understanding why the Conservatives seem to be missing every opportunity to jam that one right back down their throats.

 

Other than the fact that I always want to see the UK do well and all of you prosper, I have developed a morbid fascination with what the virus of socialism would do re coalition with the SNP if that was the only way they could seize power. The prospect of Scots bullying spineless Labour and dictating certain issues south of the border to economically benefit those north of the border should fill most with dread. It would make for an interesting watch and possibly foment civil unrest!

 

Yeah it is a bit rich to have criticised 'austerity' throughout and now to say the deficit is still too high.

 

And yeah, Labour alone is worrying, Labour in thrall to the SNP is potentially disastrous.

 

It's a woeful situation we find ourselves in right now.

Some folk might argue that have more in common with the Scots then those in the south east of England.

Besides, manifestos count for shit. Not one of the buggers stand by what they promise once they get into power

Some folk might argue that have more in common with the Scots then those in the south east of England.

Some folk meaning utter menks!

Anyhow, has anyone seen the Greens' manifesto today? Bloody hell fire!

Besides, manifestos count for shit. Not one of the buggers stand by what they promise once they get into power

 

I don't think that's true, not that I'm an expert, but I think a lot of the policies they announce will come to fruition.

 

These coalitions don't help as their coalition partner gives them an excuse for not sticking to a pledge.

 

 

Edit - here's how the Tories did against their manifesto of 2010.

 

http://www.theguardian.com/politics/2015/apr/14/how-much-of-the-conservatives-2010-election-manifesto-was-implemented

Edited April 14, 201511 yr by exiledwhite2

The right to buy policy is a joke

 

Especially when these housing associations are picking up brand new gaffs on sites like buckshaw village

 

On the deficit - what % of it was made up of bank bailouts? (I honestly don't know the answer), we surely all agree that bailing out the banks was the only course of action? Afterall all parties signed up to it to avert a depression

 

What are those assets currently worth to us in value (£) and will we turn a profit on them in the next parliament?

Some folk meaning utter menks!

Anyhow, has anyone seen the Greens' manifesto today? Bloody hell fire!

 

By 2025 everyone will be employed by the public sector on a 60k salary and having three months off sick a year

 

Coal, oil and gas to be banned cos we managed for yonks on just fire

 

200 billion to be spent on encouraging more walking and cycling, funds to be raised by selling the Isle of Wight to France

 

Five million jobs in diversity awareness to be created, seven million climate managers and four million people employed to spy on your bins

 

Tax plastic bags, raising a billion by 2020

 

I think that was the general jist. One of those is genuine and not me taking the piss. Any guesses...?