Anyone felt the pinch yet?

Notice a good proportion of my hotels are quiet this week. But with the jubilee round the corner and pride the week after maybe folk are simply saving their trips for that.

Cant help but feel the media are driving a lot of it. They seem hell bent on us heading into a recession. Making people panic and stop spending.

They should be telling everyone its all gravy.

Only area Ive felt it is diesel. £154 to fill my van the other day. That's taking the piss.

10 minutes ago, Sweep said:

Agreed, our water is crap - so we had a filter fitted, which makes a world of difference.

 

We drink fizzy water and any tap water goes in the fridge so it's ice cold.

So apparently because our ater is groundwater its less prone to contamination unlike the soft northern surface water, but it tastes shite because of the dissolved minerals underground and has a lot of calcium which gives it the slightly chemically taste - but its actually better for you than soft water because of these minerals.

But if you like nice hair, better tasting water, cleaner clothes and streak free windows - stay up North.

1 hour ago, Not in Crawley said:

Doesn't matter what I use down here the water is so rubbish, you can never get a cup of tea that tastes like it does back home.

Even my kids think southern water is bobbins despite having grown up with it.

I especially like the scum you get on top of the brews if you leave the teabag in more than a minute. And don't get me started on Calgon!

Good point.

That said, we have the finest tap water in the world.

4 hours ago, Pablo said:

Nobody crying about energy bills anymore then ??!!

Mine is £700 in credit and never once went about £250 a month.

 

mine comes to a end 31st Aug  got a Email

 GAS          ELE 

£509         £217    OLD    £726

£907         £426  NEW    £1332

for the year 😥😥😥

 

4 hours ago, Not in Crawley said:

We drink fizzy water and any tap water goes in the fridge so it's ice cold.

So apparently because our ater is groundwater its less prone to contamination unlike the soft northern surface water, but it tastes shite because of the dissolved minerals underground and has a lot of calcium which gives it the slightly chemically taste - but its actually better for you than soft water because of these minerals.

But if you like nice hair, better tasting water, cleaner clothes and streak free windows - stay up North.

Will you fuck off with your SE chalk laden aquafer derived hard water designed to promote Evian sales.

Apart from a bit of radiation the water off granite moorland is great down here.

 

PS. You may want to do a freedom of information request as was told by Xylem  that Thames planning to treat final effluent for drinking water as cheaper than desalination. Works fine  for boltys’ mob but not sure will get past Muslim principles 

Edited August 15, 20232 yr by green genie

An interesting article on inflation and interest rates 

https://www.themintmagazine.com/fighting-inflation-with-flat-earth-monetary-policy/#:~:text=Blair Fix puts interest rates,they hold up to scrutiny.

I see this type of post is doing the rounds again on social media. Basically it shows a house for rent (£750pm) in Tyldsley. 
 

Why is it they always add only one persons wage? 
 

Stolen from LinkedIn 

For anyone that doesn’t believe money is important let’s crunch some numbers…

This is the CHEAPEST 2 bed house on rightmove within 10 miles of Manchester.

So let’s do this for a new family:

- Rent £750
- Council tax £115
- Gas/electric £200
- Water £30
- Food £500
- Internet £20
- Phone bills £30 (Airtime only, not including the phone itself)
- Car £150
- Car insurance £100 (for 2 drivers being extremely generous)
- Car maintenance £50 (£600 per year)
- Fuel £50 absolute minimum

Ok so just to survive in a house which isn’t great located in an area which also isn’t great costs £1,995 per month.

Now you have the cost of baby clothes, toilet roll, washing up liquid, shampoo, nappies, haircuts and all the other general stuff on top of that which I would also consider as survival items in a first world country.

Let’s say all of this if you’re lucky comes to £300.

Now you’re on £2,295 and you haven’t even done as much as treated yourself to a KFC.

In order to earn £2,295 per month you’re salary has to be 35-40k.

So you’re living a low quality of life, just getting by and earning 35-40k per year.

Now let’s add a holiday.

You want to go away for 1 week? Oh that’s at least £100 per month in savings.

Now let’s add unexpected expenses.

Your car gets broken into, that window is going to cost at least £200 to replace but you’re living pay cheque to pay cheque, where’s the money coming from?

Not insurance because you have to pay excess.

It’s coming from rainy day savings which should be at least £200 per month.

Now we’re up to £2,595.

But what’s that I hear, you want some new clothes for yourself, £50 per month extra.

Oh and ermm yeah I can’t go without my coffee, £2 per day, £60 per month.

Also I almost forgot to mention, I have these things called hobbies, I like to play video games, watch Netflix, go to the pub every now and then you know, just live a normal life.

Oh right so that’s another £200 per month then.

New total £2,910 for one holiday and a low quality lifestyle to feed 2 adults and a baby.

Now you’re earning around £45k per year and still don’t really have any savings other than rainy day savings which will be used as that’s just life, shit goes wrong.

But I forgot to mention the 2nd car or work commute expenses, we’ll say you take the bus at £100 per month.

Oh and the dog, well he needs feeding, another £50.

Ah but vet bills, lucky us we have rainy day savings.

The expenditure just keeps on rising.

So if you don’t think money is important then be my guest, start a family, watch what happens🙂

Oh and by the way, once you hit a 50k salary you need to earn an extra 25k per year in order to get an extra 1k per month as Rishi needs some funds for Ukraine🥴

£750! Happy fucking days!

oh and two people doesn't mean you've just got double the money as you also have further expenditure - and blimey - their outgoings are tiny on this so whilst its a massive generalisation, there is a huge issue in the country at the moment with housing.

Anyway - looks like we might be joining the great wave of DFLs to piss the locals off in seaside locations in Kent with our beany hats, rolled up jeans, shit craft beers, pop up vintage clothes shops, local art galleries, second-hand vinyl shops, over-priced street food carting everything around in a tote bag (printed by a local student) and renting out properties there so locals can't afford them anymore.

 

A new family will be receiving the monthly child benefit that everyone gets.

Not much, but should be included as income.

But yes, where is the second income?

26 minutes ago, royal white said:

I see this type of post is doing the rounds again on social media. Basically it shows a house for rent (£750pm) in Tyldsley. 
 

Why is it they always add only one persons wage? 
 

Stolen from LinkedIn 

For anyone that doesn’t believe money is important let’s crunch some numbers…

This is the CHEAPEST 2 bed house on rightmove within 10 miles of Manchester.

So let’s do this for a new family:

- Rent £750
- Council tax £115
- Gas/electric £200
- Water £30
- Food £500
- Internet £20
- Phone bills £30 (Airtime only, not including the phone itself)
- Car £150
- Car insurance £100 (for 2 drivers being extremely generous)
- Car maintenance £50 (£600 per year)
- Fuel £50 absolute minimum

Ok so just to survive in a house which isn’t great located in an area which also isn’t great costs £1,995 per month.

Now you have the cost of baby clothes, toilet roll, washing up liquid, shampoo, nappies, haircuts and all the other general stuff on top of that which I would also consider as survival items in a first world country.

Let’s say all of this if you’re lucky comes to £300.

Now you’re on £2,295 and you haven’t even done as much as treated yourself to a KFC.

In order to earn £2,295 per month you’re salary has to be 35-40k.

So you’re living a low quality of life, just getting by and earning 35-40k per year.

Now let’s add a holiday.

You want to go away for 1 week? Oh that’s at least £100 per month in savings.

Now let’s add unexpected expenses.

Your car gets broken into, that window is going to cost at least £200 to replace but you’re living pay cheque to pay cheque, where’s the money coming from?

Not insurance because you have to pay excess.

It’s coming from rainy day savings which should be at least £200 per month.

Now we’re up to £2,595.

But what’s that I hear, you want some new clothes for yourself, £50 per month extra.

Oh and ermm yeah I can’t go without my coffee, £2 per day, £60 per month.

Also I almost forgot to mention, I have these things called hobbies, I like to play video games, watch Netflix, go to the pub every now and then you know, just live a normal life.

Oh right so that’s another £200 per month then.

New total £2,910 for one holiday and a low quality lifestyle to feed 2 adults and a baby.

Now you’re earning around £45k per year and still don’t really have any savings other than rainy day savings which will be used as that’s just life, shit goes wrong.

But I forgot to mention the 2nd car or work commute expenses, we’ll say you take the bus at £100 per month.

Oh and the dog, well he needs feeding, another £50.

Ah but vet bills, lucky us we have rainy day savings.

The expenditure just keeps on rising.

So if you don’t think money is important then be my guest, start a family, watch what happens🙂

Oh and by the way, once you hit a 50k salary you need to earn an extra 25k per year in order to get an extra 1k per month as Rishi needs some funds for Ukraine🥴

9 minutes ago, Tonge moor green jacket said:

A new family will be receiving the monthly child benefit that everyone gets.

Not much, but should be included as income.

But yes, where is the second income?

Second income?

Has it gone on child care?

Another absolute fuck up

 

16 minutes ago, Cheese said:

“Stolen from linkedin”

 

That's got to be a wind up 

Moaning about costs then saying I spend £x on coffee or the dog every month 

8 minutes ago, Casino said:

Second income?

Has it gone on child care?

Another absolute fuck up

 

Has it fuck.

More funded childcare available now than ever too, which labour have said they will keep.

Ultimately, it's not for the state to pay for us to raise our children.

Housing would become a lot more available and cheaper if it wasn't for so many migrants, something that you seem happy to allow unabated.

Until a government comes in with a set of bollocks, that won't change any time soon. 

 

6 minutes ago, royal white said:

“Stolen from linkedin”

By the person who posted it on facebook.

1 minute ago, Cheese said:

By the person who posted it on facebook.

Was it? Whats their name I’ll have a nosey.

5 minutes ago, DirtySanchez said:

That's got to be a wind up 

Moaning about costs then saying I spend £x on coffee or the dog every month 

Haha exactly. £720 a year on coffee 

5 minutes ago, Tonge moor green jacket said:

Has it fuck.

More funded childcare available now than ever too, which labour have said they will keep.

Ultimately, it's not for the state to pay for us to raise our children.

Housing would become a lot more available and cheaper if it wasn't for so many migrants, something that you seem happy to allow unabated.

Until a government comes in with a set of bollocks, that won't change any time soon. 

 

Fuck me

2 minutes ago, royal white said:

Was it? Whats their name I’ll have a nosey.

As if this makes it more relevant.

Just now, Cheese said:

As if this makes it more relevant.

You got there. Well done 👏🏻👏🏻

4 minutes ago, royal white said:

You got there. Well done 👏🏻👏🏻

Glad you enjoyed it.

1 hour ago, royal white said:

I see this type of post is doing the rounds again on social media. Basically it shows a house for rent (£750pm) in Tyldsley. 
 

Why is it they always add only one persons wage? 
 

Stolen from LinkedIn 

For anyone that doesn’t believe money is important let’s crunch some numbers…

This is the CHEAPEST 2 bed house on rightmove within 10 miles of Manchester.

So let’s do this for a new family:

- Rent £750
- Council tax £115
- Gas/electric £200
- Water £30
- Food £500
- Internet £20
- Phone bills £30 (Airtime only, not including the phone itself)
- Car £150
- Car insurance £100 (for 2 drivers being extremely generous)
- Car maintenance £50 (£600 per year)
- Fuel £50 absolute minimum

Ok so just to survive in a house which isn’t great located in an area which also isn’t great costs £1,995 per month.

Now you have the cost of baby clothes, toilet roll, washing up liquid, shampoo, nappies, haircuts and all the other general stuff on top of that which I would also consider as survival items in a first world country.

Let’s say all of this if you’re lucky comes to £300.

Now you’re on £2,295 and you haven’t even done as much as treated yourself to a KFC.

In order to earn £2,295 per month you’re salary has to be 35-40k.

So you’re living a low quality of life, just getting by and earning 35-40k per year.

Now let’s add a holiday.

You want to go away for 1 week? Oh that’s at least £100 per month in savings.

Now let’s add unexpected expenses.

Your car gets broken into, that window is going to cost at least £200 to replace but you’re living pay cheque to pay cheque, where’s the money coming from?

Not insurance because you have to pay excess.

It’s coming from rainy day savings which should be at least £200 per month.

Now we’re up to £2,595.

But what’s that I hear, you want some new clothes for yourself, £50 per month extra.

Oh and ermm yeah I can’t go without my coffee, £2 per day, £60 per month.

Also I almost forgot to mention, I have these things called hobbies, I like to play video games, watch Netflix, go to the pub every now and then you know, just live a normal life.

Oh right so that’s another £200 per month then.

New total £2,910 for one holiday and a low quality lifestyle to feed 2 adults and a baby.

Now you’re earning around £45k per year and still don’t really have any savings other than rainy day savings which will be used as that’s just life, shit goes wrong.

But I forgot to mention the 2nd car or work commute expenses, we’ll say you take the bus at £100 per month.

Oh and the dog, well he needs feeding, another £50.

Ah but vet bills, lucky us we have rainy day savings.

The expenditure just keeps on rising.

So if you don’t think money is important then be my guest, start a family, watch what happens🙂

Oh and by the way, once you hit a 50k salary you need to earn an extra 25k per year in order to get an extra 1k per month as Rishi needs some funds for Ukraine🥴

For anyone that doesn’t believe money is important let’s crunch some numbers…

if you don't believe money is important you either have none or loads in which case the rest of that post is irrelevant

56 minutes ago, Tonge moor green jacket said:

Has it fuck.

More funded childcare available now than ever too, which labour have said they will keep.

Ultimately, it's not for the state to pay for us to raise our children.

Housing would become a lot more available and cheaper if it wasn't for so many migrants, something that you seem happy to allow unabated.

Until a government comes in with a set of bollocks, that won't change any time soon. 

 

One of the biggest loads of tosh ever posted on here - in fact its an actual down right lie.

7 minutes ago, Not in Crawley said:

One of the biggest loads of tosh ever posted on here - in fact its an actual down right lie.

Aye 

There's enough extant planning permissions out there to meet the need

House builders aren't going to start building as soon as they get planning permission

Control the market not saturate it

That's where the problem is 

But house builders can be government donors so there's another problem as they'll never change the planning system to resolve it all 

Despite the govt keep saying they will 

16 minutes ago, Not in Crawley said:

One of the biggest loads of tosh ever posted on here - in fact its an actual down right lie.

I'm not sure even he believes that's the case. A few more properties might become available, but nowhere near enough to make up the perceived shortfall, no way will prices start to come down, anybody who believes that is just simple.

Prices are never going to come down, it'll just end up that 30/35/30 year mortgages become the norm, as is happening now - that's exactly what the banks and the Government want, so it'll continue. There is a reason house building targets are never met.....they don't want them to be

Hang on a minute. I think it's absolutely bollocks to say that migration doesn't affect house prices. 

It's supply and demand. We've had net migration of about 250,000 people per annum for the last decade. 

You can make the argument that the government's new build policy has been shockingly bad. But given the reality of the situation. How can increasing your population by circa 2.5 million not have an affect on house prices? 

It wouldn't matter if the 2.5 million people were migrants - or if we were just having more children. That jump in population will have a knock on effect in housing costs - particularly if you don't keep up with the rising demand with new builds. 

Net migration isn't the only factor in house price rises, but I'm sure it's a contributory one.