January 19Jan 19 My and missus been together for 20 odd years but not married as we get older and considering what’s happens when, it seems there are advantages if we get married and if not need a will. So obviously I am looking at getting wills in place. Who has done this ? Is it a pain ? And how much ££ am I looking at? My assets are my Pension and a house that is in joint name. She has kids I do nt, if that matters.
January 19Jan 19 17 minutes ago, Ani said: My and missus been together for 20 odd years but not married as we get older and considering what’s happens when, it seems there are advantages if we get married and if not need a will. So obviously I am looking at getting wills in place. Who has done this ? Is it a pain ? And how much ££ am I looking at? My assets are my Pension and a house that is in joint name. She has kids I do nt, if that matters. Doesn't matter if you are married or not, everyone should have a will especially so if you have kids or step kids. You can draw one up for free online if it's a simple one or pay about 2-3 hundred quid for a solicitor job. My mum didn't have a will and it's made everything twice as difficult and no doubt twice as expensive in the end sorting her estate out between me and my brothers.
January 19Jan 19 8 minutes ago, Winchester White said: Doesn't matter if you are married or not, everyone should have a will especially so if you have kids or step kids. You can draw one up for free online if it's a simple one or pay about 2-3 hundred quid for a solicitor job. My mum didn't have a will and it's made everything twice as difficult and no doubt twice as expensive in the end sorting her estate out between me and my brothers. Is your partner nominated to receive any pension if you die first? Don't just assume so!
January 19Jan 19 48 minutes ago, Ani said: My and missus been together for 20 odd years but not married as we get older and considering what’s happens when, it seems there are advantages if we get married and if not need a will. So obviously I am looking at getting wills in place. Who has done this ? Is it a pain ? And how much ££ am I looking at? My assets are my Pension and a house that is in joint name. She has kids I do nt, if that matters. both get a will if she owns 1/2 the house her Kids are her Next of Kin so they will get it over you
January 19Jan 19 Get a will. The aggro without one for those left behind can be awful at a time when they are in a pretty dark place. A decent solicitor can sort it and it’s worth the money. Update it regularly as well.
January 19Jan 19 Aye, get one. We sorted ours a while back, and went for tenancy in common for inheritance purposes. I'd guess that the older you get, the less important that bit becomes.
January 19Jan 19 We went to Legacy Wills, cost best part of 2k but there are all sorts of inclusions which are important to consider
January 19Jan 19 If you’re a bit short of cash I think Martin Lewis has a page you go to where some solicitors will do you a will for a £100 donation to this chosen charity. Numbers are limited but worth a look. Edited January 19Jan 19 by Spider
January 19Jan 19 20 minutes ago, little whitt said: i ask mine she said £300+vat Did you tell her you don't pay MAD MAX?
January 19Jan 19 Currently in the process of doing one. The will plus POA and changing our freehold to tenancy in common will set us back about £500 at mates rates.
January 19Jan 19 We did ours a couple of years ago I’ve got a couple of daughters, so has she so it’s slightly more complicated than some folk as we’re “blended family” Cant recall the exact details but it’s along the lines of drawing up a will with a letter alongside it. The “letter” takes precedence Essentially it means that if one of us dies, everything goes to the other. When the other dies, everything goes to the kids. Pensions are also sorted within So, it avoids the scenario of her dying, me getting everything, me meeting Ting Tong, me dying, and Ting Tong taking everything Cost a fair bit but both of us happy that no matter what scenario our kids get the lot. Split four equal ways. No matter who has how many kids Money well spent imo
January 19Jan 19 Get a will aye, but just bite the bullet and get married (or a civil partnership). Saves all the fucking about over inheritance tax.
January 20Jan 20 7 hours ago, Cheese said: Did you tell her you don't pay MAD MAX? Not Even i can get Away with that VAT Shit
January 20Jan 20 Author 16 hours ago, MalcolmW said: Is your partner nominated to receive any pension if you die first? Don't just assume so! She is the sole beneficiary of my Pension. Talk that this maybe made taxable if not married. I almost sacked my Pension guy when told me this in front of her ! 😂
January 20Jan 20 Author Our house is 80% mine plus the first £150k is mine. So based on £450k I get £150k and 80% of £300k (£240k) and she gets £60k. Chuck in the Pension she gets worried that she is not my next of kin if no will. My dad and step mum had mirrored wills but after he died she tweaked hers so the money did not come to his kids, she did not have any. There was not much so not worth arguing over. She stipulated she did not want a funeral either, which was weird but also a relief .
January 20Jan 20 100% get it sorted ASAP. My mum died at 70 and didn't have one. Probate is an absolute pain in the arse. We were lucky there were no fishing cunts in the family but you never know when there's money at stake. Get it sorted. We paid £300 for a solicitor lass. Daylight robbery like but it's all sorted now. I've left the ownership of my Wanderersways account to a well known publisher and film maker.
January 20Jan 20 1 hour ago, Ani said: Our house is 80% mine plus the first £150k is mine. So based on £450k I get £150k and 80% of £300k (£240k) and she gets £60k. Chuck in the Pension she gets worried that she is not my next of kin if no will. My dad and step mum had mirrored wills but after he died she tweaked hers so the money did not come to his kids, she did not have any. There was not much so not worth arguing over. She stipulated she did not want a funeral either, which was weird but also a relief . She is Rubbing her Hands as we Speak Making you a Fresh cup of Coffee what may taste a bit Funny
January 20Jan 20 Every one should make a will, and just as important is to do power of attorney, and property protection in what ever guise is needed, unless you want to give your money and assets to the local authority and solicitors.
January 21Jan 21 On 20/01/2026 at 18:07, victor meldrew said: Every one should make a will, and just as important is to do power of attorney, and property protection in what ever guise is needed, unless you want to give your money and assets to the local authority and solicitors. Funnily enough me and my sister have just finalised and registered my mum & dad's Lasting Power of Attorney today. We did think about going down the solicitors road but we decided to do it ourselves. Medical & financial LPA for the pair of them. Now it's done It's a weight off our minds. And our folks know that a security blanket is there If needed. If you are thinking of doing a LPA then do it yourself. Save yourself a shit load of dosh. It wasn't hard. Edited January 21Jan 21 by Underpants
January 22Jan 22 13 hours ago, Underpants said: Funnily enough me and my sister have just finalised and registered my mum & dad's Lasting Power of Attorney today. We did think about going down the solicitors road but we decided to do it ourselves. Medical & financial LPA for the pair of them. Now it's done It's a weight off our minds. And our folks know that a security blanket is there If needed. If you are thinking of doing a LPA then do it yourself. Save yourself a shit load of dosh. It wasn't hard. Hope you didn’t make any mistakes
January 22Jan 22 Author The other issue I should have mentioned is that my missus has been on about getting a will (and married) for ages so I need to do this in a way that does not prove her right.
January 22Jan 22 2 minutes ago, Ani said: The other issue I should have mentioned is that my missus has been on about getting a will (and married) for ages so I need to do this in a way that does not prove her right. It is definitely something you should do and saves a lot of hassle. Best if you say you need to do it for tax reasons.
January 22Jan 22 4 hours ago, victor meldrew said: Hope you didn’t make any mistakes Every i dotted and every t crossed.
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