whats the verdict on it, in an apartment at the mo but can't stand the noise of people stomping about upstairs or people setting washers off at midnight and having the whole place shudder so am now on the hunt for a house, thing is though the price of renting houses is madness so is it wiser to buy?

whats the verdict on it, in an apartment at the mo but can't stand the noise of people stomping about upstairs or people setting washers off at midnight and having the whole place shudder so am now on the hunt for a house, thing is though the price of renting houses is madness so is it wiser to buy?

buy

 

 

one day it will be yours and you can pass it on

buy

 

 

one day it will be yours and you can pass it on

 

 

probably best, just hope I don't end up with some knobhead neighbour or summert

probably best, just hope I don't end up with some knobhead neighbour or summert

 

 

then get a house with a removable patio for ease of disposing of said neighbors

Or... rent a better apartment. Sounds like youve got caravan walls!

Or... rent a better apartment. Sounds like youve got caravan walls!

 

 

down the valley, wooden structure et al

whats the verdict on it, in an apartment at the mo but can't stand the noise of people stomping about upstairs or people setting washers off at midnight and having the whole place shudder so am now on the hunt for a house, thing is though the price of renting houses is madness so is it wiser to buy?

 

I'm saving up and will be buying at auction in 30 months, I want a house where I can do what I want. Rent is dead money in my books.

Ive bought J. no point paying someone else's mortgage for them. Im glad i got on the property ladder when i did last xmas. Scary but best thing ive ever done.

 

Having a garden helps as well. Apartments must be shit for that

thing is though, I think I'd rather buy property in spain

I'm saving up and will be buying at auction in 30 months, I want a house where I can do what I want. Rent is dead money in my books.

 

not for us landlords

Ive bought J. no point paying someone else's mortgage for them. Im glad i got on the property ladder when i did last xmas. Scary but best thing ive ever done.

 

Having a garden helps as well. Apartments must be shit for that

 

Aye ive missed that! Though "summer" this year has hardly been garden weather. No chance of me getting a mortgage ATM. Also no chance im living in the outskirts of fucking Manchester.

Put your name down for a council house, housing estates in Bolton have been tamed.

Put your name down for a council house, housing estates in Bolton have been tamed.

 

 

for what I saw in bolton town centre today, not a fuckin chance

2 years left on my mortgage, best thing I ever did

Looking at the markets and what the analysts are saying, I would rent. By 2013 they are saying 30% will have come off the current house prices, which would then be a good time to buy.

Put your name down for a council house, housing estates in Bolton have been tamed.

A bit like Afghanistan

http://www.ft.com/cms/s/0/b4b52e86-ca52-11e0-a0dc-00144feabdc0.html#axzz1WYAMJFog

 

Just one of the articles

A bit like Afghanistan

 

 

I started on that Bolton One site today so mooched out for dinner and cut through the market

 

To say I was horrified is an understatement

 

Seem we have more Romanians here now than asians

The good thing about renting is you can move. It's dead money but so is paying interest on your mortgage. What's the difference?

The good thing about renting is you can move. It's dead money but so is paying interest on your mortgage. What's the difference?

 

 

no point buying for us atm.,

 

Missus friend bought, theyve since had a kid, and cant afford to move to a bigger house if they want another..

 

when house prices come down I'll buy, but on my street the houses are selling for 140k and they are tiny.. its just not worth it...

Paid my mortgage off by the time I was 50. So now just sitting on an asset that is showing me a handsome profit even in today's depressed market and nothing to pay except running costs.

 

No brainer for me.

Long term then buying is definitely the way to go. Simple reason you will be paying rent all your life, but a mortgage is only for 25 years of it.

 

Also the rent will keep increasing without fail. Barring any major interest rate swings your mortgage should stay around the same level.

probably best, just hope I don't end up with some knobhead neighbour or summert

 

Your neighbour definitely will

The good thing about renting is you can move. It's dead money but so is paying interest on your mortgage. What's the difference?

 

Dunno, you'll ve paid 180k and got nothing show for it in 25 years if you pay say 600 a month in rent. 100k mortgage in 25 years you'll pay a similar amount back but be left with something work a few bob thats yours.

why rent when you could buy this quaint little cottage for 60k?

 

http://www.rightmove...y-31223176.html

 

or a 2 bed apartment for same money?

 

http://www.rightmove...l?premiumA=true

Edited August 31, 201114 yr by HomerJay