My and missus been together for 20 odd years but not married as we get older and considering what’s happens when, it seems there are advantages if we get married and if not need a will.

So obviously I am looking at getting wills in place. Who has done this ? Is it a pain ? And how much ££ am I looking at? 
 

My assets are my Pension and a house that is in joint name. She has kids I do nt, if that matters. 

17 minutes ago, Ani said:

My and missus been together for 20 odd years but not married as we get older and considering what’s happens when, it seems there are advantages if we get married and if not need a will.

So obviously I am looking at getting wills in place. Who has done this ? Is it a pain ? And how much ££ am I looking at? 
 

My assets are my Pension and a house that is in joint name. She has kids I do nt, if that matters. 

Doesn't matter if you are married or not, everyone should have a will especially so if you have kids or step kids.

You can draw one up for free online if it's a simple one or pay about 2-3 hundred quid for a  solicitor job.

My mum didn't have a will and it's made everything twice as difficult and no doubt twice as expensive in the end sorting her estate out between me and my brothers.

8 minutes ago, Winchester White said:

Doesn't matter if you are married or not, everyone should have a will especially so if you have kids or step kids.

You can draw one up for free online if it's a simple one or pay about 2-3 hundred quid for a  solicitor job.

My mum didn't have a will and it's made everything twice as difficult and no doubt twice as expensive in the end sorting her estate out between me and my brothers.

Is your partner nominated to receive any pension if you die first? Don't just assume so!

48 minutes ago, Ani said:

My and missus been together for 20 odd years but not married as we get older and considering what’s happens when, it seems there are advantages if we get married and if not need a will.

So obviously I am looking at getting wills in place. Who has done this ? Is it a pain ? And how much ££ am I looking at? 
 

My assets are my Pension and a house that is in joint name. She has kids I do nt, if that matters. 

both get a will

if she owns 1/2 the house 

her Kids are her 

Next of Kin 

so they will get it over you 

 

 

Get a will. The aggro without one for those left behind can be awful at a time when they are in a pretty dark place.

A decent solicitor can sort it and it’s worth the money. Update it regularly as well.

Aye, get one.

We sorted ours a while back, and went for tenancy in common for inheritance purposes.

I'd guess that the older you get, the less important that bit becomes.

 

We went to Legacy Wills, cost best part of 2k but there are all sorts of inclusions which are important to consider

If you’re a bit short of cash I think Martin Lewis has a page you go to where some solicitors will do you a will for a £100 donation to this chosen charity. Numbers are limited but worth a look.

Edited January 19Jan 19 by Spider

We got ours through Co-Op, you get £100 off as a member I think 

i ask mine 

she said 

£300+vat

20 minutes ago, little whitt said:

i ask mine 

she said 

£300+vat

Did you tell her you don't pay MAD MAX?

Currently in the process of doing one.  The will plus POA and changing our freehold to tenancy in common will set us back about £500 at mates rates.

We did ours a couple of years ago

I’ve got a couple of daughters, so has she so it’s slightly more complicated than some folk as we’re “blended family”

Cant recall the exact details but it’s along the lines of drawing up a will with a letter alongside it. The “letter” takes precedence

Essentially it means that if one of us dies, everything  goes to the other. When the other dies, everything goes to the kids. Pensions are also sorted within

So, it avoids the scenario of her dying, me getting everything, me meeting Ting Tong, me dying, and Ting Tong taking everything

Cost a fair bit but both of us happy that no matter what scenario our kids get the lot. Split four equal ways. No matter who has how many kids

Money well spent imo

 

Get a will aye, but just bite the bullet and get married (or a civil partnership).
 

Saves all the fucking about over inheritance tax. 

7 hours ago, Cheese said:

Did you tell her you don't pay MAD MAX?

Not Even i 

can get Away with  that

VAT Shit 

16 hours ago, MalcolmW said:

Is your partner nominated to receive any pension if you die first? Don't just assume so!

She is the sole beneficiary of my Pension. Talk that this maybe made taxable if not married. I almost sacked my Pension guy when told me this in front of her ! 😂

Our house is 80% mine plus the first £150k is mine. So based on £450k I get £150k and 80% of £300k (£240k) and she gets £60k. 
 

Chuck in the Pension she gets worried that she is not my next of kin if no will.

My dad and step mum had mirrored wills but after he died she tweaked hers so the money did not come to his kids, she did not have any. There was not much so not worth arguing over. She stipulated she did not want a funeral either, which was weird but also a relief .

100% get it sorted ASAP.

My mum died at 70 and didn't have one. Probate is an absolute pain in the arse. We were lucky there were no fishing cunts in the family but you never know when there's money at stake.

Get it sorted. We paid £300 for a solicitor lass. Daylight robbery like but it's all sorted now.

I've left the ownership of my Wanderersways account to a well known publisher and film maker.

1 hour ago, Ani said:

Our house is 80% mine plus the first £150k is mine. So based on £450k I get £150k and 80% of £300k (£240k) and she gets £60k. 
 

Chuck in the Pension she gets worried that she is not my next of kin if no will.

My dad and step mum had mirrored wills but after he died she tweaked hers so the money did not come to his kids, she did not have any. There was not much so not worth arguing over. She stipulated she did not want a funeral either, which was weird but also a relief .

She is Rubbing her Hands as we Speak 

Making you a Fresh cup of 

Coffee 

what may taste a bit Funny 

Every one should make a will, and just as important is to do power of attorney, and property protection in what ever guise is needed, unless you want to give your money and assets to the local authority and solicitors.

On 20/01/2026 at 18:07, victor meldrew said:

Every one should make a will, and just as important is to do power of attorney, and property protection in what ever guise is needed, unless you want to give your money and assets to the local authority and solicitors.

Funnily enough me and my sister have just finalised and registered my mum & dad's Lasting Power of Attorney today. We did think about going down the solicitors road but we decided to do it ourselves. Medical & financial LPA for the pair of them. Now it's done It's a weight off our minds. And our folks know that a security blanket is there If needed. If you are thinking of doing a LPA then do it yourself. Save yourself a shit load of dosh. It wasn't hard.

Edited January 21Jan 21 by Underpants

13 hours ago, Underpants said:

Funnily enough me and my sister have just finalised and registered my mum & dad's Lasting Power of Attorney today. We did think about going down the solicitors road but we decided to do it ourselves. Medical & financial LPA for the pair of them. Now it's done It's a weight off our minds. And our folks know that a security blanket is there If needed. If you are thinking of doing a LPA then do it yourself. Save yourself a shit load of dosh. It wasn't hard.

Hope you didn’t make any mistakes 

The other issue I should have mentioned is that my missus has been on about getting a will (and married) for ages so I need to do this in a way that does not prove her right. 

2 minutes ago, Ani said:

The other issue I should have mentioned is that my missus has been on about getting a will (and married) for ages so I need to do this in a way that does not prove her right. 

It is definitely something you should do and saves a lot of hassle.

Best if you say you need to do it for tax reasons. 

4 hours ago, victor meldrew said:

Hope you didn’t make any mistakes 

Every i dotted and every t crossed.

6 hours ago, Ani said:

The other issue I should have mentioned is that my missus has been on about getting a will (and married) for ages so I need to do this in a way that does not prove her right. 

If you do one, she dies first, and it all goes smoothly for you, she'll be right but won't be around to take the glory

If you do one, and you die first, you won't be around to hear her gloating 

If you don't do one, and you die first, and it's a massive pain in the arse for her, you won't be around to take the grief 

If you don't do one, and she dies first, and it's a pain in the arse, she won't be around to say I told you so

So with all that in mind, it doesn't matter really, just think about what's best for you, personally