Whites man Posted April 23, 2015 Posted April 23, 2015 Add a kid into the mix and they probably can't live the life you mention. How much is child benefit? Quote
stevieb Posted April 23, 2015 Author Posted April 23, 2015 How much is child benefit? 80 quid a month. The big cost is childcare which is about 800 a month if you are both working full time. Quote
Whites man Posted April 23, 2015 Posted April 23, 2015 Do you not get free child care? 15 hours a month or something? Quote
Carlos Posted April 23, 2015 Posted April 23, 2015 That's the problem then, increasing wages to cover it isn't a fix. Quote
BOWTUN BAKED Posted April 23, 2015 Posted April 23, 2015 £7.85 an hour outside London and £9.15 an hour inside London. It is calculated independently as being the minimum amount required to cover basic costs of living. Lots of companies have signed up to it. As well as lots of public sector organisations. So about 18k or 21k in London. There's some expensive tastes out there! Quote
stevieb Posted April 23, 2015 Author Posted April 23, 2015 Do you not get free child care? 15 hours a month or something? When they turn 3. If you put a kid into a nursery from 9 months onwards though you pay full whack. Luckily we have the childcare vouchers scheme so we get a 243 a month tax allowance. Also, I didn't actually consider if both on minimum wage you'd probably get working tax credits so Carlos might be right. Earn over 40k in the household though and you don't get anything other than child benefit. Quote
Guest Posted April 23, 2015 Posted April 23, 2015 So about 18k or 21k in London. There's some expensive tastes out there! More like £16K and £19K. But whatever, the point is it is calculated independently based on cost of living. Not just plucked out of the air. There seems to be an irritation with paying people enough to ensure they can live without further support from the state or elsewhere. I don't really get why. Just about everyone across the political spectrum supports the living wage in one way or another. It is surely only a good thing? Quote
Guest Posted April 23, 2015 Posted April 23, 2015 More like £16K and £19K. But whatever, the point is it is calculated independently based on cost of living. Not just plucked out of the air. There seems to be an irritation with paying people enough to ensure they can live without further support from the state or elsewhere. I don't really get why. Just about everyone across the political spectrum supports the living wage in one way or another. It is surely only a good thing? Why is it a good thing? Who for? Quote
Guest Posted April 23, 2015 Posted April 23, 2015 Why is it a good thing? Who for? Good for everyone. Taxpayers because the burden on the state is reduced. Workers because they have enough to live on through work. People who are not keen on working because it means that work has a tangible financial benefit. Employers because they can be shown to be morally responsible and a good employer. I'm not advocating you force it across the board. But if companies who make billions worth of profit won't pay it then why the hell should the taxpayer pick up the tab? Plenty have signed up to it, so it isn't an impossibility either. It isn't some hugely socialist unreasonable thing. This is the kind of middle ground I've been talking about. We're all in society together and should all do our bit. Big employers included. Quote
BOWTUN BAKED Posted April 23, 2015 Posted April 23, 2015 More like £16K and £19K. But whatever, the point is it is calculated independently based on cost of living. Not just plucked out of the air. There seems to be an irritation with paying people enough to ensure they can live without further support from the state or elsewhere. I don't really get why. Just about everyone across the political spectrum supports the living wage in one way or another. It is surely only a good thing? Apologies I worked it out on a proper 45 hour week not a part time basis. FWIW, it costs me less than 10k a year to 'live' including running 2 cars, living in a nice dearer area with no state help. So I guess I would suggest that these 'independent' people have some higher living tastes than perhaps they should. Quote
Whites man Posted April 23, 2015 Posted April 23, 2015 Why is it a good thing? Who for? Good for the tax payer who won't have to make up the wages via working tax credit for Tesco staff for example. Quote
Traf Posted April 23, 2015 Posted April 23, 2015 Apologies I worked it out on living in a nice dearer area with no state help. Yorkshire? Quote
BOWTUN BAKED Posted April 23, 2015 Posted April 23, 2015 Yorkshire? Part of the Lancashire Border Patrol. First line of defence if the backwards Tykes get a bit uppity again Quote
Carlos Posted April 23, 2015 Posted April 23, 2015 FWIW, it costs me less than 10k a year to 'live' including running 2 cars, living in a nice dearer area with no state help. For me: TV, broadband and phones £60 Mortgage £300 Gas, leccy and water £90 Council tax £72 Car insurance £50 That's £6k a year, so your 10k looks fine. The rest is optional as I could cycle to work and eat there for free. Quote
Guest Posted April 23, 2015 Posted April 23, 2015 Good for everyone. Taxpayers because the burden on the state is reduced. Workers because they have enough to live on through work. People who are not keen on working because it means that work has a tangible financial benefit. Employers because they can be shown to be morally responsible and a good employer. I'm not advocating you force it across the board. But if companies who make billions worth of profit won't pay it then why the hell should the taxpayer pick up the tab? Plenty have signed up to it, so it isn't an impossibility either. It isn't some hugely socialist unreasonable thing. This is the kind of middle ground I've been talking about. We're all in society together and should all do our bit. Big employers included. Don't these companies have a responsibility to their shareholders? Quote
Big E Posted April 23, 2015 Posted April 23, 2015 80 quid a month. The big cost is childcare which is about 800 a month if you are both working full time. thinly veiled i should have kept it in my pants and got married. Quote
Big E Posted April 23, 2015 Posted April 23, 2015 Good for everyone. Taxpayers because the burden on the state is reduced. Workers because they have enough to live on through work. People who are not keen on working because it means that work has a tangible financial benefit. Employers because they can be shown to be morally responsible and a good employer. I'm not advocating you force it across the board. But if companies who make billions worth of profit won't pay it then why the hell should the taxpayer pick up the tab? Plenty have signed up to it, so it isn't an impossibility either. It isn't some hugely socialist unreasonable thing. This is the kind of middle ground I've been talking about. We're all in society together and should all do our bit. Big employers included. Havent tesco just made a massive loss? Quote
stevieb Posted April 23, 2015 Author Posted April 23, 2015 For me: TV, broadband and phones £60 Mortgage £300 Gas, leccy and water £90 Council tax £72 Car insurance £50 That's £6k a year, so your 10k looks fine. The rest is optional as I could cycle to work and eat there for free. Fuck me, can I swop outgoings with you? The root of all this is women. FACT Quote
Big E Posted April 23, 2015 Posted April 23, 2015 Fuck me, can I swop outgoings with you? The root of all this is women. FACT Football tickets and trainers....triple fact Quote
Guest Posted April 23, 2015 Posted April 23, 2015 Don't these companies have a responsibility to their shareholders? Yes, but also to the society's off which they profit. It can't be forced but should IMO be encouraged. Quote
Carlos Posted April 23, 2015 Posted April 23, 2015 Fuck me, can I swop outgoings with you? The root of all this is women. FACT Yep, if you'll take the £145K mortgage on a house I don't even live in? Quote
Big E Posted April 23, 2015 Posted April 23, 2015 For me: TV, broadband and phones £60 Mortgage £300 Gas, leccy and water £90 Council tax £72 Car insurance £50 That's £6k a year, so your 10k looks fine. The rest is optional as I could cycle to work and eat there for free. To be fair you are an old man and your mortgage reflects this. Most of my mates have recently moved into their own places most roughly £75k and their out goings seem to be about £800. still under the 10k but not as cheap as some folk make out Quote
Big E Posted April 23, 2015 Posted April 23, 2015 Yep, if you'll take the £145K mortgage on a house I don't even live in? thats what happens when you get caught with your cat licking yoghurt off your nuts Quote
stevieb Posted April 23, 2015 Author Posted April 23, 2015 Yep, if you'll take the £145K mortgage on a house I don't even live in? My outgoings are about 1300 but that includes travel to work for both of us and a budget of £200 on food which we always go over. Quote
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