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Wanderers Ways. Neil Thompson 1961-2021

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Posted
29 minutes ago, BobyBrno said:

The electorate didn’t vote Maggie out, the Tories did that.

The electorate didn’t vote Boris out, the Tories did that.

These are facts. 
The electorate are concerned about inflation, interest rates and unemployment. 
The first two are mainly down to the global economic crisis. The third is down to government policies. 
The government has been blamed for the first two but no credit for the third.

We may be getting close to an election. Nothing that Labour has put forward can effect the first two. 
Be careful what you wish for.

So the last few week's shitshow has had little effect?

Why the u turn then?

Posted
Just now, mickbrown said:

So the last few week's shitshow has had little effect?

Why the u turn then?

As far as inflation, interest rates and unemployment, no.

Politically, it’s a car crash.

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Posted
2 minutes ago, BobyBrno said:

The U.K. has one of the lowest rates of unemployment in the developed economic world. Do you know if other countries use the same matrix?
It seems that the positive economic signs are maligned but others that the government has little control over are exaggerated.

Would have helped if you answered my questions 

As for other countries matrix, no I  don't know, but given I don't know how this country works them out then there's cock all chance I'll know now Liechtenstein do 

Posted
3 minutes ago, BobyBrno said:

As far as inflation, interest rates and unemployment, no.

Politically, it’s a car crash.

Are you saying last weeks shit show has had no impact on interest rates ? 

Posted
1 hour ago, Not in Crawley said:

Yes we've been here before, I think he just likes the wind ups to be honest.

No wind up. Maybe you could explain to DS why it’s the party not the person. 

Posted
3 minutes ago, DirtySanchez said:

Would have helped if you answered my questions 

As for other countries matrix, no I  don't know, but given I don't know how this country works them out then there's cock all chance I'll know now Liechtenstein do 

To be fair every Govt since day one has used interpretations of data to massage figures. 
We do have historically low rates at the moment. Zero contract people will not be included. At the moment the bigger issue is filling lower paid jobs. 

Posted (edited)
7 minutes ago, Ani said:

Are you saying last weeks shit show has had no impact on interest rates ? 

Not yet. Interest rates will largely be governed by what happens in America. That’s always been the case and always will be. This is what’s happening in the US. It’s what’s coming here. Not good news for anyone with a mortgage.

 

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Edited by BobyBrno
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Posted
1 minute ago, Ani said:

To be fair every Govt since day one has used interpretations of data to massage figures. 
We do have historically low rates at the moment. Zero contract people will not be included. At the moment the bigger issue is filling lower paid jobs. 

Cheers

Didnt know as thought a good way to massage any figures would be to include them 

Posted
1 minute ago, BobyBrno said:

Not yet. Interest rates will be largely be governed by what happens in America. That’s always been the case and always will be. This is what’s happening in the US. It’s what’s coming here. Not good news for anyone with a mortgage.

 

F3AABBEE-0944-4894-AB8A-BE7E2CC63333.jpeg

American rates are not what we are talking about. Keep trying to distract

Are you saying that interest rates being offered on mortgage deals to borrowers in this country have not been affected by the shit show ? 
Assume you have a solid background in how banks and building societies price their mortgages ? 

Posted
2 minutes ago, Ani said:

American rates are not what we are talking about. Keep trying to distract

Are you saying that interest rates being offered on mortgage deals to borrowers in this country have not been affected by the shit show ? 
Assume you have a solid background in how banks and building societies price their mortgages ? 

American interest rates will determine interest rates in this country and many others. Mortgage rates being offered will change depending on many factors. Most people with a mortgage will not be affected by current offers. They will be affected by the global trend in interest rate rises. They are coming. Nothing this government or any alternative will alter that.

Posted
5 minutes ago, mickbrown said:

Mortgage interest rates.

You’ll have to clarify. The BOE raised rates in September as I said. Mortgage providers follow but not immediately. Global rates are going up. 

Posted
45 minutes ago, anewman said:

I dread to think what will happen if labour get in 

I hope they don’t destroy all the good things the Tories have done like erm 🫤 ….vaccine rollout 

Posted
2 minutes ago, BobyBrno said:

You’ll have to clarify. The BOE raised rates in September as I said. Mortgage providers follow but not immediately. Global rates are going up. 

Mortgage providers increased rates thee instant the mini budget was released.

But yeah, just a coincidence.

Posted
1 minute ago, BobyBrno said:

American interest rates will determine interest rates in this country and many others. Mortgage rates being offered will change depending on many factors. Most people with a mortgage will not be affected by current offers. They will be affected by the global trend in interest rate rises. They are coming. Nothing this government or any alternative will alter that.

So no you do not.

If you are saying last weeks shit show had no impact you are 100% wrong. 
Fixed rate mortgage prices are not linked to BOE rate so that is not relevant 

The facts are as a direct result of the announcement events last week the mid term market rates went up so much the BOE had to intervene. 
These rates are what are used price fixed term mortgages and as a direct result have gone up. This is factual. If you want to argue interest rates would have had to rise eventually you would IMO be 100% right. 

Posted (edited)
17 minutes ago, Ani said:

American rates are not what we are talking about. Keep trying to distract

Are you saying that interest rates being offered on mortgage deals to borrowers in this country have not been affected by the shit show ? 
Assume you have a solid background in how banks and building societies price their mortgages ? 

You know all those years of working in building societies and banks you have?

You know nowt.

Edited by mickbrown
Posted
20 minutes ago, DirtySanchez said:

Cheers

Didnt know as thought a good way to massage any figures would be to include them 

Anyone who wants to work can get work, there is no reason zero contract hours folk can’t find 40 hours work if they wish, why would they be included in unemployment figures when there is more than enough work to go round and some. 

Posted
8 minutes ago, Farrelli said:

I hope they don’t destroy all the good things the Tories have done like erm 🫤 ….vaccine rollout 

The commie bastards would probably knock down those 40 new hospitals

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Posted
59 minutes ago, anewman said:

I dread to think what will happen if labour get in 

Because what we have now is utopia

Posted
10 minutes ago, Ani said:

So no you do not.

If you are saying last weeks shit show had no impact you are 100% wrong. 
Fixed rate mortgage prices are not linked to BOE rate so that is not relevant 

The facts are as a direct result of the announcement events last week the mid term market rates went up so much the BOE had to intervene. 
These rates are what are used price fixed term mortgages and as a direct result have gone up. This is factual. If you want to argue interest rates would have had to rise eventually you would IMO be 100% right. 

Do you agree that global pressures on interest rates have and will have more of an impact than anything that happened last week or anything that this or any other government does?

Posted
10 minutes ago, Spider said:

Because what we have now is utopia

I'm willing to bet one thing.

In a parallel universe where we'd have voted Labour and Milliband instead of Conservative and Cameron (and then stuck with them) - the country would be in a hell of a better state than it is right now. Which is quite frankly a fucking basket case. 

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