Anyone felt the pinch yet?

Notice a good proportion of my hotels are quiet this week. But with the jubilee round the corner and pride the week after maybe folk are simply saving their trips for that.

Cant help but feel the media are driving a lot of it. They seem hell bent on us heading into a recession. Making people panic and stop spending.

They should be telling everyone its all gravy.

Only area Ive felt it is diesel. £154 to fill my van the other day. That's taking the piss.

33 minutes ago, globaldiver said:

Anyway, hope everyone is taking advantage of the asset growth.

 

Jurassic Park

51 minutes ago, Traf said:

I've no assets left to grow.

I suspect I'm not alone.

A record high FTSE doesn't feed the 4m UK children living in poverty, but as long you're OK...

Improved pension performance means less given out in benefits to poorer pensioners.

Therefore more to spend elsewhere.

Irs weird that everything that makes western society tick is somehow irrelevant, counterproductive, unfair etc etc.

Alternative- no free markets, no personal businesses, everyone work for the government and get a fixed wage. That'll work.

I retired a couple of years ago, so my pensions are what they are. I got asked to go back to work a couple of days a week last April (just for a few weeks) and I'm still there. It's helped no end with my debts and paid for a couple of Spanish jaunts, but I can't do it for ever. I'm 69 this year and Mrs. F will be 73.

Like everyone elae we don't know how we're going to be fixed later on in the year.

28 minutes ago, Tonge moor green jacket said:

Improved pension performance means less given out in benefits to poorer pensioners.

Therefore more to spend elsewhere.

Irs weird that everything that makes western society tick is somehow irrelevant, counterproductive, unfair etc etc.

Alternative- no free markets, no personal businesses, everyone work for the government and get a fixed wage. That'll work.

I checked my pension balances today for the first time in about 10 months. The one I’m longer paying into (old job) is still below where it was at the start of 2022 (but better than where it was shortly after the Ukraine war started).

3 minutes ago, Jol_BWFC said:

I checked my pension balances today for the first time in about 10 months. The one I’m longer paying into (old job) is still below where it was at the start of 2022 (but better than where it was shortly after the Ukraine war started).

You should be share trading you big sausage.

1 hour ago, globaldiver said:

And?

It costs our businesses far more time and resources to trade with our biggest trading partners. For what?

I’ve been discussing the COL with lads at work today, and one of them made a good point. How many families did you know 20/30 years ago that went on 3 or 4 foreign holidays a year? How many did you know with brand new Audis/Mercs/BMWs on the drive? How many went out for meals every weekend? I personally had 3 foreign holidays and my parents never had a flash car on the drive. Both had respectable jobs.

Theres no doubt some folk are struggling but are others saying they’re struggling because they can’t get that 3rd holiday booked or they’re having to downgrade their car. It’s fairly obvious for years many have been living beyond their means. 

5 minutes ago, royal white said:

I’ve been discussing the COL with lads at work today, and one of them made a good point. How many families did you know 20/30 years ago that went on 3 or 4 foreign holidays a year? How many did you know with brand new Audis/Mercs/BMWs on the drive? How many went out for meals every weekend? I personally had 3 foreign holidays and my parents never had a flash car on the drive. Both had respectable jobs.

Theres no doubt some folk are struggling but are others saying they’re struggling because they can’t get that 3rd holiday booked or they’re having to downgrade their car. It’s fairly obvious for years many have been living beyond their means. 

A few generations before that, having enough firewood to warm your cave was the high life.

As a species, we seek to improve and enjoy a better way of life as each generation passes.

Brexit seems to have got a lot of folk thinking life was better when we all had a bath in a big bucket once a month. Weird.

2 hours ago, Traf said:

I've no assets left to grow.

I suspect I'm not alone.

A record high FTSE doesn't feed the 4m UK children living in poverty, but as long you're OK...

the 4 Million kids in Poverty 

how many have a Roof over there head 

how may have a Smart Phone and Internet 

how many eat a MCDS every week 

its not like they in Africa  with Fly's bussing  round there head 

1 minute ago, little whitt said:

the 4 Million kids in Poverty 

how many have a Roof over there head 

how may have a Smart Phone and Internet 

how many eat a MCDS every week 

its not like they in Africa  with Fly's bussing  round there head 

So what are you saying? If kids are homeless they should gather sticks and mud to build a shelter? Folk are allowed to be poor without living like a tribal child.

2 minutes ago, little whitt said:

the 4 Million kids in Poverty 

how many have a Roof over there head 

how may have a Smart Phone and Internet 

how many eat a MCDS every week 

its not like they in Africa  with Fly's bussing  round there head 

African kids should all go and live near the water rather than moaning about having to walk four hours each day to get there.

Try working for a housing provider like my step-daughter trying to help folk with their arrears. Help, not chase. Help

Its criminal that the following have become so much more expensive apparently so no way can they afford to pay the rent any more

• Broadband
• SKY
• Netflix
• Mobile charges
• Lease costs on a new car cos who wants to buy an old banger
• Meals out
• Games consoles and the games
• "Proper clothes" cos who wants their kid to look like a pov when the other kids in school have designer

Some folk are beyond help. Feel sorry for the genuine ones who get tarred with the same brush. There's decent folk out there really struggling. There's also a load of entitled scumbags

25 minutes ago, MickyD said:

So what are you saying? If kids are homeless they should gather sticks and mud to build a shelter? Folk are allowed to be poor without living like a tribal child.

We did as kids 

with mud and sticks 

We called it a DEN 

27 minutes ago, MancWanderer said:

Try working for a housing provider like my step-daughter trying to help folk with their arrears. Help, not chase. Help

Its criminal that the following have become so much more expensive apparently so no way can they afford to pay the rent any more

• Broadband
• SKY
• Netflix
• Mobile charges
• Lease costs on a new car cos who wants to buy an old banger
• Meals out
• Games consoles and the games
• "Proper clothes" cos who wants their kid to look like a pov when the other kids in school have designer

Some folk are beyond help. Feel sorry for the genuine ones who get tarred with the same brush. There's decent folk out there really struggling. There's also a load of entitled scumbags

The Age of Entitlement 

7 minutes ago, globaldiver said:

The Age of Entitlement 

When I were a lad.....

8 minutes ago, globaldiver said:

The Age of Entitlement 

Who’s to blame?

10 minutes ago, globaldiver said:

The Age of Entitlement 

£840 a roll wallpaper?

4 minutes ago, Spider said:

Who’s to blame?

Social media can be added to any list. 

Should a single teacher be able to buy a decent house with a garden or do they have to live with mum n dad forever

4 minutes ago, royal white said:

Social media can be added to any list. 

Darn tootin

48 minutes ago, little whitt said:

We did as kids 

with mud and sticks 

We called it a DEN 

Oh yes, I forgot we built dens as kids pretending to be homeless or African.

19 minutes ago, Casino said:

Should a single teacher be able to buy a decent house with a garden or do they have to live with mum n dad forever

Should just liquidate some assets.

Idiots

Edited February 3, 20233 yr by mickbrown

7 minutes ago, mickbrown said:

Should just liquidate some assets.

Idiots

It doesnt seem much to ask, does it?

Daft thing is, she has no issue with her salary

Happy enough to be sat watching love island marking books at 10pm

Says its fair enough so long as I dont tell her shes always on holiday.

but, whats gone wrong

 

2 minutes ago, Casino said:

It doesnt seem much to ask, does it?

Daft thing is, she has no issue with her salary

Happy enough to be sat watching love island marking books at 10pm

Says its fair enough so long as I dont tell her shes always on holiday.

but, whats gone wrong

 

Both mine have left and bought their own homes. Fortunately for both, my mum gave each a gift of £10k towards their deposits.

I don’t doubt they’d still be here without that gift.

 

4 minutes ago, Casino said:

It doesnt seem much to ask, does it?

Daft thing is, she has no issue with her salary

Happy enough to be sat watching love island marking books at 10pm

Says its fair enough so long as I dont tell her shes always on holiday.

but, whats gone wrong

 

She must be on 25/30k? 

Living at home could surely live on 6k for the year? 

That's probably 20k in the bank in 12 months. More than enough for a deposit. 

So what's going wrong?