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Prepaid Travel Cards

I remember a discussion on here pre pandemic about taking money abroad and pre paid cards. What is the advice and do any of you recommend a card in particular? 

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  • i used revolut the other week in cz   was great but didnt work in one shop think it needed to have mastercard   ive now got a physical card so can do mcard and visa

  • Escobarp
    Escobarp

    Always always always pay in local currency when using card abroad. 

  • The difference isn't massive to be fair and still works out cheaper than using a regular UK debit card.

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I've got a Revolut card, works a treat anywhere, the only charges I get are at weekends, which isn't a high % compared to my bank card.  I'm sure someone will be on a better deal though

Halifax Clarity card. Not a prepaid one, but zero charges for using abroad.

Revolut for me as well

Revolut here as well

Not been abroad for a while but I like Revolut, that I can just convert money over and instantly withdraw it, so pre-paid but not really. No chance of being scammed.

i used revolut the other week in cz

 

was great but didnt work in one shop

think it needed to have mastercard

 

ive now got a physical card so can do mcard and visa

Starling account for me, I have a Revolution card too so that covers me for Visa and MasterCard…not that I’ve been abroad for about 4 years so might not be the best options anymore 

1 hour ago, Leyther_Matt said:

Halifax Clarity card. Not a prepaid one, but zero charges for using abroad.

Get a really good rate on this as well.

anyone any ideas for a teenagers first lads holiday abroad and the best options ? 

44 minutes ago, Carlos said:

Not been abroad for a while but I like Revolut, that I can just convert money over and instantly withdraw it, so pre-paid but not really. No chance of being scammed.

to check, with the physical card, i transfer into the app, then take card to a card machine to withdraw?

like i say, only had the app while i was away

Yep, it then pings your phone to confirm the withdrawal.

47 minutes ago, Casino said:

to check, with the physical card, i transfer into the app, then take card to a card machine to withdraw?

like i say, only had the app while i was away

 

37 minutes ago, Carlos said:

Yep, it then pings your phone to confirm the withdrawal.

 

5 minutes ago, Casino said:

excellent

better than i thought

I was abroad recently and did this, so easy to do.

I did also, in one restaurant use it to pay on the contactless terminal, which it did with no issue.

It was the first time I've had a Revolut card, and I wish I'd used one before, a lot better than using my normal debit card, as the e/r was really good

  • Author

Just downloaded the app and ordered a card, looks perfect for what I want.

Thanks all.

6 hours ago, QFPants said:

Starling account for me, I have a Revolution card too so that covers me for Visa and MasterCard…not that I’ve been abroad for about 4 years so might not be the best options anymore 

Starling best I’ve ever had for travel purposes. 

I have Monzo, Starling and Revolut. 

Starling i prefer now. Use it like a credit card and get the mastercard rate with no other fees. £700 a month withdrawal as well i think rate free. 

The key when abroad now is just using card and not cash.

My Nationwide flex plus allows free withdrawals and no fees abroad 

2 hours ago, radcliffe white said:

My Nationwide flex plus allows free withdrawals and no fees abroad 

all good, but at what exchange rate

18 minutes ago, Casino said:

all good, but at what exchange rate

Currently withdraw 100 euros get charged £84

On 18/05/2022 at 13:14, Sweep said:

 

 

I was abroad recently and did this, so easy to do.

I did also, in one restaurant use it to pay on the contactless terminal, which it did with no issue.

It was the first time I've had a Revolut card, and I wish I'd used one before, a lot better than using my normal debit card, as the e/r was really good

was on a works do to Portugal the other year, both me and the gaffer have revolut cards.

Both went to the same hole in't wall, both withdrew €200.

I witdraw as Local currency, he withdrew as Sterling and used the banks exchange rate.

His transaction was £25 dearer.

Revolut really good on xchange rates.

Starling, Revolut, Monzo as others have rightly said.

Withdraw a small amount of local currency as "just in case" cash, otherwise pay everything by card, no matter how small the price.

4 hours ago, ZiggyStardust said:

was on a works do to Portugal the other year, both me and the gaffer have revolut cards.

Both went to the same hole in't wall, both withdrew €200.

I witdraw as Local currency, he withdrew as Sterling and used the banks exchange rate.

His transaction was £25 dearer.

Revolut really good on xchange rates.

Always always always pay in local currency when using card abroad. 

  • 3 weeks later...

Revolut 

what a bastard to try to get in to my old account 

and trying to set up a new one 

Passport Photo  (not the one from GERMANY )

full hour fucking about 

fucked it off in the end 

got a Starling one insted less then 15 mins to set up 

Fucked up not getting a RC. £10 to withdraw money over here at the min. 

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