DazBob Posted May 30, 2013 Posted May 30, 2013 Taking the positives, it looks like today's going to be the busiest the town centre has been for a long time. The Pound Bakery is gonna be rammed. Quote
Guest Blixa Posted May 30, 2013 Posted May 30, 2013 I've had a better idea, why don't the thousands all chip in a quid each and put an anti-pay day loans advert up at the Reebok? In truth, that's not a bad idea. 500 companies give a grand each, get their names associated with the club and its promotions and the club puts out a shirt with no sponsor. Might be pie in the sky, but I'd guess a lot of companies could run it against their tax bill as advertising. Quote
zurichwhite Posted May 30, 2013 Posted May 30, 2013 I can see why BWFC have engaged QQ since they are the highest bidder though it’s my view they should have considered someone else for less money. It’s another PR disaster for Gartside who’s spouts on about us being a family club and it’s for relatively peanuts. What do QQ get out of it if it’s not to grow sales? All this bullshit about working with the local community. It’s just to prey on the vulnerable in a recession hit town like Bolton. The same reason why Wonga chose Blackpool. Very poor form and ill-thought out by the club. Quote
Ani Posted May 30, 2013 Posted May 30, 2013 My point is using ethics as a basis for a sponsor isn't as cut and dried as it looks. Fuel poverty is a real thing, as is the suffering from payday lenders. I'm against the Quick Quid deal in principle, but it might not be as easy to find someone squeaky clean to replace them. After all, we used to have a bookie, which certainly doesn't go down the ethical route. Fair point, there is always going to companies that are OK to some but not others. This lot are right at the top of the naughty list for me. The last lot were not much better ! Wonder if we will announce kids shirts with no sponsor as well next season ? But according to the press reports on pay day loans age is no barrier. There again they also lend to pissed up folk so maybe close to the target audience. Quote
Youri McAnespie Posted May 30, 2013 Posted May 30, 2013 (edited) You buy the rights to sponsor the Wanderers' Shirts and you get your name plastered everywhere by the 'anti' group - Absolutely free! I said you buy one - you get one free! Lump or lump it - it's a done deal now, don't give them (Quick Quid) the oxygen of publicity. Edited May 30, 2013 by Youri McAnespie Quote
jules_darby Posted May 30, 2013 Posted May 30, 2013 I can see why BWFC have engaged QQ since they are the highest bidder though it’s my view they should have considered someone else for less money. It’s another PR disaster for Gartside who’s spouts on about us being a family club and it’s for relatively peanuts. What do QQ get out of it if it’s not to grow sales? All this bullshit about working with the local community. It’s just to prey on the vulnerable in a recession hit town like Bolton. The same reason why Wonga chose Blackpool. Very poor form and ill-thought out by the club. Well that's up tp the customer base isn't it Did anyone use 188Bet just because they were BWFC sponsors? Quote
no balls Posted May 30, 2013 Posted May 30, 2013 Fair point, there is always going to companies that are OK to some but not others. This lot are right at the top of the naughty list for me. The last lot were not much better ! See, that's the thing for me. Gambling is a bigger issue in my opinion but its only through personal experiences Quote
Flannel Truscott Posted May 30, 2013 Posted May 30, 2013 Can we assume that of the people that get loans from these payday lenders more of them pay back their loan than set themselves on fire? Further assuming that they used a payday lender because they had no choice, what would they have done if these lenders were outlawed? Starved? Gone robbing? Sold their kids? Been made homeless? Quote
Guest Blixa Posted May 30, 2013 Posted May 30, 2013 To be fair to Gartside, there have been worse sponsorship deals in the past. I think we've got off lightly. Quote
DazBob Posted May 30, 2013 Posted May 30, 2013 Did anyone use 188Bet just because they were BWFC sponsors? Yes, once, to get a free shirt. I wonder if Quick Quid will offer such an incentive? Quote
DazBob Posted May 30, 2013 Posted May 30, 2013 Further assuming that they used a payday lender because they had no choice, what would they have done if these lenders were outlawed? Maybe not have given Britney that birthday party at Laser Quest she needed to have because all of her friends have parties. ... or maybe they could've chosen not to smoke 200 L&B that week or topped up their phone or had takeaways most nights for teas or played online bingo. Quote
Ani Posted May 30, 2013 Posted May 30, 2013 (edited) Well that's up tp the customer base isn't it Did anyone use 188Bet just because they were BWFC sponsors? Jules I know your business used a sponsorship recently for very honourable reasons. But it is fair to assume that this lot are doing it to boost business, not sure why else they would Edited May 30, 2013 by Ani Quote
DazBob Posted May 30, 2013 Posted May 30, 2013 (edited) All joking and sarcasm aside, it'd be interesting (although it'd be impossible) to see some stats on the REAL reasons why the majority of 'pay day' loans are taken out and if, by a little belt tightening and proper management of their own money these people would discover they didn't actually need to borrow in the first place. Edited May 30, 2013 by DazBob Quote
enzo gambaro Posted May 30, 2013 Posted May 30, 2013 Well that's up tp the customer base isn't it Did anyone use 188Bet just because they were BWFC sponsors? Didn't 188 Bet get the in-ground betting rights as part of the deal? I hope QuidQuid aren't here to re-finance Eddie's put-in. Quote
Guest bwfcdan Posted May 30, 2013 Posted May 30, 2013 All joking and sarcasm aside, it'd be interesting (although it'd be impossible) to see some stats on the REAL reasons why the majority of 'pay day' loans are taken out and if, by a little belt tightening and proper management of their own money these people would discover they didn't actually need to borrow in the first place. Plenty of adverts in the radio regarding this. https://www.moneyadviceservice.org.uk/en/tools/money-stretcher Quote
Sweep Posted May 30, 2013 Posted May 30, 2013 All joking and sarcasm aside, it'd be interesting to see (although it'd be impossible) to see some stats on the REAL reasons why the majority of 'pay day' loans are taken out and if, by a little belt tightening and proper management of their own money these people would discover they didn't actually need to borrow in the first place. Years ago, people would have just had to get on with it because it wasn't so easy to get money. I suppose now that you can get cash in your bank within about 10 minutes with pretty much no questions asked, then people feel happier borrowing short term without any real thought about the long term consequences. There is a lot of talk about how thes ecompanies prey on the "vulnerable" - I'm still not sure who or what the "vulnerable" are, and at what point does somebody fall into that bracket? Quote
Danny G Posted May 30, 2013 Posted May 30, 2013 Years ago, people would have just had to get on with it because it wasn't so easy to get money. I suppose now that you can get cash in your bank within about 10 minutes with pretty much no questions asked, then people feel happier borrowing short term without any real thought about the long term consequences. There is a lot of talk about how thes ecompanies prey on the "vulnerable" - I'm still not sure who or what the "vulnerable" are, and at what point does somebody fall into that bracket? When they are down to their last pack of fags and benefits days isnt until next Tuesday Quote
Pie Eater Posted May 30, 2013 Posted May 30, 2013 Years ago, people would have just had to get on with it because it wasn't so easy to get money. I suppose now that you can get cash in your bank within about 10 minutes with pretty much no questions asked, then people feel happier borrowing short term without any real thought about the long term consequences. There is a lot of talk about how thes ecompanies prey on the "vulnerable" - I'm still not sure who or what the "vulnerable" are, and at what point does somebody fall into that bracket? Vulnerable in these cases is often a euthemism for 'thick' Quote
Guest Posted May 30, 2013 Posted May 30, 2013 Bolton Town Centre deserves QQ get a quick quid, spend it in a pound shop Quote
Sweep Posted May 30, 2013 Posted May 30, 2013 Vulnerable in these cases is often a euthemism for 'thick' Quote
DazBob Posted May 30, 2013 Posted May 30, 2013 When they are down to their last pack of fags and benefits days isnt until next Tuesday Unfortunately, and of course I'm speculating wildly here, but I'd imagine in a lot of cases this is a reason for folk taking out what are initially very small loans. As I alluded to above, there will also be emergencies such as kids' birthday parties to pay for. Maybe it's just the way the world is now. Everyone is used to being able to spend money without having to give a second thought to how/when they;re going to be able to pay it back, whether it be pay day loans, store cards, credit cards, selling your gran's telly to Cash Convertor (with the intention of buying it back of course). IMO the people who do look to this easy way of getting what they can't afford (and I've certainly been guilty of this in the past) rather than changing their lifestyles need to take a look at themselves rather than simply blaming someone else for 'preying' on them. Quote
Danny G Posted May 30, 2013 Posted May 30, 2013 IMO the people who do look to this easy way of getting what they can't afford (and I've certainly been guilty of this in the past) rather than changing their lifestyles need to take a look at themselves rather than simply blaming someone else for 'preying' on them. Nail Head Quote
Gumbo Posted May 30, 2013 Posted May 30, 2013 Don't expect I will buy one of these shirts but will no doubt be sporting QQ on a tracksuit! Please don't beat me more than you would normally want to! In only wear it because big E tells me to Quote
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