Politics

[boltonboris]

47 minutes ago, gonzo said:

It's now easier to live off the state and rent than it is work and acquire a mortgage.

And it's only going to get worse.

 

Far too many people who do work still can't acquire a mortgage. House prices are just unfathomable now. And a large part of that is due to landlords owning multiple properties who have the assets to outbid normal buyers. 

As a homeowner with no real interest in moving houses anytime soon, I hope the housing market takes a bit of a pummeling and we go back to people with a normal fulltime job being able to buy a house with a sensible mortgage

[deeane Koontz]

With the housing crisis and all these new estates they're throwing up everywhere do they stop folk who have multiple houses buying them? 

Or is it a free for all

[royal white]

29 minutes ago, deeane Koontz said:

With the housing crisis and all these new estates they're throwing up everywhere do they stop folk who have multiple houses buying them? 

Or is it a free for all

It doesn’t make much sense for your bog standard private landlord to buy new builds, it’s big businesses buying them, banks, blackstone, realstar etc 

[gonzo]

56 minutes ago, Cheese said:

So why is the Unemployment Rate less than 5%?

22% of the working age population in this country is receiving some form on benefit.

Edited Thursday at 16:28 by gonzo

[deeane Koontz]

21 minutes ago, royal white said:

It doesn’t make much sense for your bog standard private landlord to buy new builds, it’s big businesses buying them, banks, blackstone, realstar etc 

They must not be that arsed about the housing crisis and first time buyers getting on the ladder if they're letting any cunt snap them up.

Edited Thursday at 16:48 by deeane Koontz

[Cheese]

5 minutes ago, gonzo said:

22% of the working age population in this country is receiving some form on benefit.

And? You were bemoaning the workshy...

[gonzo]

28 minutes ago, Cheese said:

And? You were bemoaning the workshy...

I wasn't. I was saying easier for folk to live off the state in and rent than working your balls off to get a mortgage.

Hence so many do it and screw the system.

I got my first Mortgage aged 22. The chances of a 22 year old getting a mortgage on the same income I was on then now, comparatively obviously, are absolutely slim to none.

It's easy to live off the state and rent. 

Tough times for all.

[Tonge moor green jacket]

33 minutes ago, gonzo said:

I wasn't. I was saying easier for folk to live off the state in and rent than working your balls off to get a mortgage.

Hence so many do it and screw the system.

I got my first Mortgage aged 22. The chances of a 22 year old getting a mortgage on the same income I was on then now, comparatively obviously, are absolutely slim to none.

It's easy to live off the state and rent. 

Tough times for all.

Aye.

No wonder couples aren't having children as early, and fewer of them.

[Tonge moor green jacket]

https://www.theguardian.com/business/2026/apr/30/last-beefeater-and-brewers-fayre-restaurants-to-close-with-loss-of-3800-jobs-premier-inn-owner-says

The rot increases.

[gonzo]

5 minutes ago, Tonge moor green jacket said:

https://www.theguardian.com/business/2026/apr/30/last-beefeater-and-brewers-fayre-restaurants-to-close-with-loss-of-3800-jobs-premier-inn-owner-says

The rot increases.

Grim. 

Always got the feeling the Beefeater brand was being saved by the Premier Inn link up.

The prices they charge at the gaffs just don't warrant the produce. Flaming grill gaffs and Stonegrills miles better value for what essentially is pub grub.

[Ani]

1 hour ago, gonzo said:

I wasn't. I was saying easier for folk to live off the state in and rent than working your balls off to get a mortgage.

Hence so many do it and screw the system.

I got my first Mortgage aged 22. The chances of a 22 year old getting a mortgage on the same income I was on then now, comparatively obviously, are absolutely slim to none.

It's easy to live off the state and rent. 

Tough times for all.

My lad and his missus bought their first house last year. They never rented as such but either lived here or her dad’s house and chucked a few quid in. They saved between them best part of £30k deposit on a £300k house. 
 

But if you move out from home and are paying £500 plus on rent how you ever going to save enough for a deposit ? Plus all the costs of buying a new house. They had a life time isa each that helped but even so had to save thousands. 

[Not in Crawley]

So happy about the new rules for private tenets.

Its a game changer for us.

[gonzo]

3 minutes ago, Not in Crawley said:

So happy about the new rules for private tenets.

Its a game changer for us.

Must admit having a read through it all there's not a lot to argue against.

As a former landlord who lost a shit ton of dough, mainly after they changed the rules where their housing benefit was given to them first rather than straight in to my bank, I've always kind of been on the side of the landlords having been stung as one.

But on the flip side, seeing the way some tenants are treated in Blackpool by rogue landlords is a disgrace really.

Gaffs falling to pieces, rent hikes and evictions for no reason etc.

There's obviously a balance like.

[Cheese]

2 hours ago, gonzo said:

I wasn't. I was saying easier for folk to live off the state in and rent than working your balls off to get a mortgage.

Hence so many do it and screw the system.

I got my first Mortgage aged 22. The chances of a 22 year old getting a mortgage on the same income I was on then now, comparatively obviously, are absolutely slim to none.

It's easy to live off the state and rent. 

Tough times for all.

Would you swap your life for theirs?

[royal white]

43 minutes ago, gonzo said:

Must admit having a read through it all there's not a lot to argue against.

As a former landlord who lost a shit ton of dough, mainly after they changed the rules where their housing benefit was given to them first rather than straight in to my bank, I've always kind of been on the side of the landlords having been stung as one.

But on the flip side, seeing the way some tenants are treated in Blackpool by rogue landlords is a disgrace really.

Gaffs falling to pieces, rent hikes and evictions for no reason etc.

There's obviously a balance like.

Yep, as mentioned before there’s a lot of tenants who are going to be in shit street in the coming months. 

[gonzo]

28 minutes ago, Cheese said:

Would you swap your life for theirs?

No but I doubt they swap theirs for mine either.

Or they would.

[Not in Crawley]

I pay 2k a month - its a beautiful house, and now we have further protection.

There is nothing to compain about here.

Its a great policy.

[frank_spencer]

49 minutes ago, gonzo said:

22% of the working age population in this country is receiving some form on benefit.

A good chunk of that is Universal Credit to top up the shit wages paid by employers.

[gonzo]

24 minutes ago, frank_spencer said:

A good chunk of that is Universal Credit to top up the shit wages paid by employers.

...or folk unwilling to work more than their 16 hours to they lose that particular benefit. 

[frank_spencer]

11 minutes ago, gonzo said:

...or folk unwilling to work more than their 16 hours to they lose that particular benefit. 

You can work full time and still get UC. It tops your wages up to a livable income, and set so you're always financially better off working than not.

Honestly one of the few good things the Tories did during their time in power.

[Cheese]

15 minutes ago, frank_spencer said:

You can work full time and still get UC. It tops your wages up to a livable income, and set so you're always financially better off working than not.

Honestly one of the few good things the Tories did during their time in power.

Yeah, but everyone claiming UC is either a lazy scrounging cunt or a filthy immigrant, who we should be jealous of for living a life of luxury while we toil in the fields, apparently.

[Duck Egg]

House next door is a small 3 bed semi. They've just relet it. £1100 a month. The maximum housing allowance for someone claiming UC/HB is just under £700.  I don't see how its easy to live off the state if you're £400 short on your rent each month?  I suppose if you're one of the lucky few who has a council property you could manage but you've no chance in the private sector.

[frank_spencer]

30 minutes ago, Cheese said:

Yeah, but everyone claiming UC is either a lazy scrounging cunt or a filthy immigrant, who we should be jealous of for living a life of luxury while we toil in the fields, apparently.

Aye never knew I was Somali, learn something new everyday 

[royal white]

34 minutes ago, Duck Egg said:

House next door is a small 3 bed semi. They've just relet it. £1100 a month. The maximum housing allowance for someone claiming UC/HB is just under £700.  I don't see how its easy to live off the state if you're £400 short on your rent each month?  I suppose if you're one of the lucky few who has a council property you could manage but you've no chance in the private sector.

Top it up with their other benefits then use the money they make selling whizz to buy pot noodles 

[only1swanny]

1 hour ago, Duck Egg said:

House next door is a small 3 bed semi. They've just relet it. £1100 a month. The maximum housing allowance for someone claiming UC/HB is just under £700.  I don't see how its easy to live off the state if you're £400 short on your rent each month?  I suppose if you're one of the lucky few who has a council property you could manage but you've no chance in the private sector.

Fook, how much will I get for renting out my 6 bed? I'll go live in a caravan, claim universal credit and not have to work..