Site Supporter Tonge moor green jacket Posted August 22, 2022 Site Supporter Share Posted August 22, 2022 43 minutes ago, Traf said: Each to their own. You might save a couple of quid, you might not. You've definitely very little protection if one of your suppliers goes bump and certainly nobody handling any admin for you. A bit like using an insurance broker. You may save a bit by not using one, though you might not. And they do all the work/sort out protections etc. Ended up with a broker last year as so few companies were offering insurance for the electric van. They have come down hugely on the cost this year whilst others have dallied. In the end Aviva have lost two customers as we've both now gone through the broker. Quote Link to comment Share on other sites More sharing options...
Moderators Casino Posted August 22, 2022 Moderators Share Posted August 22, 2022 1 hour ago, Traf said: Each to their own. You might save a couple of quid, you might not. You've definitely very little protection if one of your suppliers goes bump and certainly nobody handling any admin for you. as you can guess, ive had my ear bent a few times on this one while i accept booking a job lot means its on the supplier to make all the bits work, using my credit card gives me protection oh, and paying cash to the accom while im there if i was going on a cruise, which im not as ive still got most of my faculties, fair enough id be on to @victor meldrewlike a shot as he probably knows their game better than i do! Quote Link to comment Share on other sites More sharing options...
Site Supporter FrancisFogarty Posted August 22, 2022 Site Supporter Share Posted August 22, 2022 8 hours ago, Leyther_Matt said: Yes, very much so. If owt goes wrong then you’ve got a pro arguing on your behalf with the experience to get it sorted We always book a package, so I printed the airline’s quote and asked my local agent for a price match. They did and I got the additional value for them doing all the pissing about for me. I like the fact that I know where to go if something happens. Quote Link to comment Share on other sites More sharing options...
mickbrown Posted August 22, 2022 Share Posted August 22, 2022 3 hours ago, Traf said: Each to their own. You might save a couple of quid, you might not. You've definitely very little protection if one of your suppliers goes bump and certainly nobody handling any admin for you. Yep. Realise that. This year's had four separate transactions with four different companies and if one goes tits up that's the holiday scuppered. Quote Link to comment Share on other sites More sharing options...
Traf Posted August 22, 2022 Share Posted August 22, 2022 4 hours ago, Casino said: while i accept booking a job lot means its on the supplier to make all the bits work, using my credit card gives me protection It does, but your credit card company won't refund instantly, nor will they resurrect your holiday, whereas an agent can often quickly find you an alternative without you having to pay out again, whilst awaiting a refund. Swings and roundabouts. Quote Link to comment Share on other sites More sharing options...
MancWanderer Posted August 23, 2022 Share Posted August 23, 2022 I understand why folk would use a single supplier directly like a package holiday But putting a number of different elements together with different providers and transactions. No thanks. Over to TrafTours who are superb. Did a fab job for us this year and organising next year’s jaunt. And he’s there on the end of a phone if owt needs sorting whilst your away Quote Link to comment Share on other sites More sharing options...
Traf Posted August 23, 2022 Share Posted August 23, 2022 2 hours ago, MancWanderer said: I understand why folk would use a single supplier directly like a package holiday But putting a number of different elements together with different providers and transactions. No thanks. Over to TrafTours who are superb. Did a fab job for us this year and organising next year’s jaunt. And he’s there on the end of a phone if owt needs sorting whilst your away Cheers, A. Next year's is a belter. Re : pakcage trips, we're happy to match Jet2 etc on price and then beat them on service 😉 Quote Link to comment Share on other sites More sharing options...
MancWanderer Posted August 23, 2022 Share Posted August 23, 2022 1 hour ago, Traf said: Cheers, A. Next year's is a belter. Re : pakcage trips, we're happy to match Jet2 etc on price and then beat them on service 😉 Oh yeah no doubt pal it’s just that I understand why folk are attracted to them. Mrs Manc is a fucker for it. Totally brainwashed by advertising Quote Link to comment Share on other sites More sharing options...
mickbrown Posted August 24, 2022 Share Posted August 24, 2022 22 hours ago, MancWanderer said: I understand why folk would use a single supplier directly like a package holiday But putting a number of different elements together with different providers and transactions. No thanks. Over to TrafTours who are superb. Did a fab job for us this year and organising next year’s jaunt. And he’s there on the end of a phone if owt needs sorting whilst your away I booked flights out with Ryanair accomodation with Air BnB, car hire with a local firm and flights back with TUI. A few weeks before the off TUI cancelled the return flight so had to sort one back sharpish with Jet 2. I do realise there's a few links in that chain that could have gone tits up. Quote Link to comment Share on other sites More sharing options...
Dr Faustus Posted August 24, 2022 Share Posted August 24, 2022 My lad goes through stuff so quickly with football. He's been lucky that he's been given some stuff from pros (think Adidas give a few freebies out to lower level players), but his preferred gloves are near £100 a time. He can go through five pairs a season. He gets nothing from his club other than training and match kit. I've taken to trying to source his other stuff direct, maybe launching my own brand. I'm negotiating with suppliers over gloves and base layers. I've managed to get grip socks, and flogged a few pairs at cheaper than the cheapest I've found online. I don't want to take the piss- I'm more interested in helping folk out and covering my time and money. Is it worth me starting a thread? Quote Link to comment Share on other sites More sharing options...
Traf Posted August 24, 2022 Share Posted August 24, 2022 45 minutes ago, Dr Faustus said: Is it worth me starting a thread? Why not? Far shitter threads on here. Quote Link to comment Share on other sites More sharing options...
athywhite1958 Posted August 24, 2022 Share Posted August 24, 2022 56 minutes ago, Dr Faustus said: My lad goes through stuff so quickly with football. He's been lucky that he's been given some stuff from pros (think Adidas give a few freebies out to lower level players), but his preferred gloves are near £100 a time. He can go through five pairs a season. He gets nothing from his club other than training and match kit. I've taken to trying to source his other stuff direct, maybe launching my own brand. I'm negotiating with suppliers over gloves and base layers. I've managed to get grip socks, and flogged a few pairs at cheaper than the cheapest I've found online. I don't want to take the piss- I'm more interested in helping folk out and covering my time and money. Is it worth me starting a thread? My grandson plays at under 11 for Atherton Town and it's costing us £45+ for a pair of gloves for him Quote Link to comment Share on other sites More sharing options...
Dr Faustus Posted August 25, 2022 Share Posted August 25, 2022 12 hours ago, athywhite1958 said: My grandson plays at under 11 for Atherton Town and it's costing us £45+ for a pair of gloves for him They are ridiculous nowadays. My lad always has at least two pairs on the go. Training, matches and occasionally a back up. He has day release, training three times a week on top, and matches Saturday and Sunday. I can get my own gloves labelled up for less than £20- by all accounts top quality... Its the set cost and minimum orders that push the price up. I need to take the plunge- if I don't sell I'll at least save Quote Link to comment Share on other sites More sharing options...
athywhite1958 Posted August 25, 2022 Share Posted August 25, 2022 (edited) 31 minutes ago, Dr Faustus said: They are ridiculous nowadays. My lad always has at least two pairs on the go. Training, matches and occasionally a back up. He has day release, training three times a week on top, and matches Saturday and Sunday. I can get my own gloves labelled up for less than £20- by all accounts top quality... Its the set cost and minimum orders that push the price up. I need to take the plunge- if I don't sell I'll at least save I'll buy some off you if you get them up and running, it looks like his little brother (plays for under 7's) wants to go in goal too Edited August 25, 2022 by athywhite1958 Quote Link to comment Share on other sites More sharing options...
Site Supporter MickyD Posted August 25, 2022 Site Supporter Share Posted August 25, 2022 34 minutes ago, Dr Faustus said: They are ridiculous nowadays. My lad always has at least two pairs on the go. Training, matches and occasionally a back up. He has day release, training three times a week on top, and matches Saturday and Sunday. I can get my own gloves labelled up for less than £20- by all accounts top quality... Its the set cost and minimum orders that push the price up. I need to take the plunge- if I don't sell I'll at least save And a pun thrown in for good measure. Bravo! How long did it take Mrs Faustus to realise you were a keeper? Quote Link to comment Share on other sites More sharing options...
Dr Faustus Posted August 25, 2022 Share Posted August 25, 2022 8 minutes ago, MickyD said: And a pun thrown in for good measure. Bravo! How long did it take Mrs Faustus to realise you were a keeper? She knew I was a catch the moment she saw me Quote Link to comment Share on other sites More sharing options...
tomski Posted August 25, 2022 Share Posted August 25, 2022 Anyone have any good advice whether to go fixed or tracker for next couple of years on a mortgage? Quote Link to comment Share on other sites More sharing options...
Site Supporter MickyD Posted August 25, 2022 Site Supporter Share Posted August 25, 2022 Fairly sure @boltondiver was the man. I’ll message his number . Quote Link to comment Share on other sites More sharing options...
Site Supporter Tonge moor green jacket Posted August 25, 2022 Site Supporter Share Posted August 25, 2022 BD is investments related. I'd guess he would have a view on mortgages, but from a legal standpoint may not be able to give anything other than a view/opinion. Iirc, Hazzy was in that line if work too. Fwiw, a short term fixed may be worth looking at, as I see interest rates going up quite a bit more yet. At the same time, if the war stops and things slowly ease then the pressure may not last too long, and it would be a bummer to end up stuck with a fixed job that is quite a bit higher than the base rate. Quote Link to comment Share on other sites More sharing options...
little whitt Posted August 25, 2022 Share Posted August 25, 2022 1 hour ago, tomski said: Anyone have any good advice whether to go fixed or tracker for next couple of years on a mortgage? i would say gat a Fixed for at least a couple of years Ride out the storm will get a lot worse before it gets better Quote Link to comment Share on other sites More sharing options...
Moderators Casino Posted August 25, 2022 Moderators Share Posted August 25, 2022 1 hour ago, tomski said: Anyone have any good advice whether to go fixed or tracker for next couple of years on a mortgage? tbh, theres a lot of people earning a lot of money who haven't got a clue please dont take advice on here - could you not air bnb the south and west wings? Quote Link to comment Share on other sites More sharing options...
tomski Posted August 25, 2022 Share Posted August 25, 2022 Just now, Casino said: tbh, theres a lot of people earning a lot of money who haven't got a clue please dont take advice on here - could you not air bnb the south and west wings? Ha cheers. Both options can be covered but fixed isn’t greatly appealing at the moment. The thought of Truss and friends makes me think get fixed and 2024 will start to see the off shoots of recovery come next renewal time. Tracker is a decent save though and I suspect it will keep going up I’ll be half way through the term etc so may end slightly better off. Quote Link to comment Share on other sites More sharing options...
tomski Posted August 25, 2022 Share Posted August 25, 2022 21 minutes ago, little whitt said: i would say gat a Fixed for at least a couple of years Ride out the storm will get a lot worse before it gets better I’m inclined to agree. Quote Link to comment Share on other sites More sharing options...
Farrelli Posted August 25, 2022 Share Posted August 25, 2022 see Elon Musk Quote Link to comment Share on other sites More sharing options...
Site Supporter Tonge moor green jacket Posted August 25, 2022 Site Supporter Share Posted August 25, 2022 1 hour ago, tomski said: I’m inclined to agree. Indeed. If it remains within budget/affordability then at least you know you're secure for the period of time. Quote Link to comment Share on other sites More sharing options...
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