Anyone felt the pinch yet?

Notice a good proportion of my hotels are quiet this week. But with the jubilee round the corner and pride the week after maybe folk are simply saving their trips for that.

Cant help but feel the media are driving a lot of it. They seem hell bent on us heading into a recession. Making people panic and stop spending.

They should be telling everyone its all gravy.

Only area Ive felt it is diesel. £154 to fill my van the other day. That's taking the piss.

5 hours ago, DazBob said:

Just caught a snippet of a headline on the news saying families will have to make a choice of skipping meals or putting the heating on this winter.

Sorry, not having that for 99% of families.  A family can eat for a cost of almost fuck all.  It just means actually using pans and stuff.

Skipping home delivered meals is probably more accurate 

3 hours ago, Zico said:

Skipping home delivered meals is probably more accurate 

A couple of the neighbours must be into double figures for deliveries per week. Lazy fuckers 

Cut back on our takeaways some weeks doing 2/3 £100 before you know it 

We've been using these gusto things. 4 meals for 4 people amd it's 50 quid.. does us 5 days as some days we just have it for us 2. 

Reduces our spending massively as we're not nipping shop constantly.. and takes time to prep and cook etc. 

2 hours ago, royal white said:

A couple of the neighbours must be into double figures for deliveries per week. Lazy fuckers 

We probably eat out three or four times a week, and get a couple of takeaeays. Probably only cook once or twice a week

Edited August 19, 20223 yr by Sweep

After a day and night in London on Wednesday, crisis? What crisis? 
Back here in Bolton we’ve cut back on things like we did after the crash in 2008. We survived then, we’ll survive again. 

“Stop watching the news

Because the news contrives to frighten you.”

Morrissey 

1 hour ago, BobyBrno said:

After a day and night in London on Wednesday, crisis? What crisis? 
Back here in Bolton we’ve cut back on things like we did after the crash in 2008. We survived then, we’ll survive again. 

“Stop watching the news

Because the news contrives to frighten you.”

Morrissey 

Posted elsewhere but

Gone sim only - saved 40

Rang virgin - 33 off broadband and phone

Called sky - about 30 saved for same services

Cancelled bt sport - saved 36

140 quid

I post this only to flag up how its likely ppl might be paying more than necessary

We were out of contract so obvs its easier

We're not really cutting back much to be honest, as we're not feeling much of a pinch if truth be told. My business is still growing albeit slower than hoped and at lower profit margins than expected and the wife has lost some of her business, but we're not much worse off than pre-pandemic, so we tootle on.

I'm wary of cutting back early and then having no wriggle room when the shit does hit the fan.

PS Once again, I'm grateful for the support from sections of the WW community in keeping my business going.

7 hours ago, Traf said:

We're not really cutting back much to be honest, as we're not feeling much of a pinch if truth be told. My business is still growing albeit slower than hoped and at lower profit margins than expected and the wife has lost some of her business, but we're not much worse off than pre-pandemic, so we tootle on.

I'm wary of cutting back early and then having no wriggle room when the shit does hit the fan.

PS Once again, I'm grateful for the support from sections of the WW community in keeping my business going.

This is where we're at. We don't budget for weekly expenditure. We can either buy something or not. 

Keep spending locally folks. Fuck the big chains. 

Keep your gardners, keep going to your local butchers and shit like that.

Fuck your spoons and m&b brands, get in your local bistros and italians, keep em going.

Keep spending, but with your fellow man.

15 hours ago, only1swanny said:

We've been using these gusto things. 4 meals for 4 people amd it's 50 quid.. does us 5 days as some days we just have it for us 2. 

Reduces our spending massively as we're not nipping shop constantly.. and takes time to prep and cook etc. 

yes we use hello fresh think it’s £36

mix the shopping between aldi & asda it usually works out at around £140 a week all in 

https://m.facebook.com/BBCArchive/videos/1982-are-we-being-served-shock-electric/1259135248176596/
 

posted for interest , some might know some of them and shows there’s nowt new that’s not been before , as the saying goes 

On 20/08/2022 at 07:09, MickyD said:

This is where we're at. We don't budget for weekly expenditure. We can either buy something or not. 

Us too. We’re a couple of pensioners and I was asked to go back to work for a couple of days a week. That’s paid for a holiday in October and getting my debt off. After new year when I’m debt free we can manage without me working but we’ve not really cut down.

On 20/08/2022 at 07:18, gonzo said:

Keep spending locally folks. Fuck the big chains. 

Keep your gardners, keep going to your local butchers and shit like that.

Fuck your spoons and m&b brands, get in your local bistros and italians, keep em going.

Keep spending, but with your fellow man.

Correct attitude and that's what's keeping my business afloat.

I'm not always massively cheaper than the dotcoms, but I'll offer a better service.

40 minutes ago, Traf said:

Correct attitude and that's what's keeping my business afloat.

I'm not always massively cheaper than the dotcoms, but I'll offer a better service.

That’s why I booked my holiday through your good self, I prefer peace of mind.   Ive dealt with quite a few on here, mortgages etc, and all have been spot on, the posters on here have a good name to keep, I always try to buy where I know.

If only we had an on board theatre producer, I'd be quids in...

Still just got a nice new contract on Friday for a decent tour to add to the pile. Local Wigan based company, sure my accent is what swung it.

1 hour ago, Traf said:

Correct attitude and that's what's keeping my business afloat.

I'm not always massively cheaper than the dotcoms, but I'll offer a better service.

I don’t know you apart from on here , but I always book with a local agent. When my wife had her fall in Torremolinos in January they,  and the airline were brilliant in getting us home early at minimal cost . 
So much so we’ve booked again for October through them.

I could have booked direct but decided to buy local. Was a great decision, as there were forms galore in January too.

6 hours ago, Francis Fogarty said:

I don’t know you apart from on here , but I always book with a local agent. When my wife had her fall in Torremolinos in January they,  and the airline were brilliant in getting us home early at minimal cost . 
So much so we’ve booked again for October through them.

I could have booked direct but decided to buy local. Was a great decision, as there were forms galore in January too.

Great stuff.
Using a local agent, that is, not the wife's fall.

I'd rather folk used me, of course, but if not, please use another agent rather than a dotcom, the latter are very little help on that odd occasion things go wrong.

34 minutes ago, Traf said:

Great stuff.
Using a local agent, that is, not the wife's fall.

I'd rather folk used me, of course, but if not, please use another agent rather than a dotcom, the latter are very little help on that odd occasion things go wrong.

I just sort stuff separately by myself.

Flights, villa and car hire.

I've always assumed that's the cheapest way to do it. Am I missing a trick here?

7 hours ago, mickbrown said:

I just sort stuff separately by myself.

Flights, villa and car hire.

I've always assumed that's the cheapest way to do it. Am I missing a trick here?

Yes, very much so. If owt goes wrong then you’ve got a pro arguing on your behalf with the experience to get it sorted

My son hasn’t been feeling well today so decided the only thing he could stomach was Heinz tomato soup. One regular tin in the co-op is now £1.55. One tin!

29 minutes ago, wiggy said:

My son hasn’t been feeling well today so decided the only thing he could stomach was Heinz tomato soup. One regular tin in the co-op is now £1.55. One tin!

£5 for six tins at Morrisons. Buy two lots (12 tins) for £8.

41 minutes ago, wiggy said:

My son hasn’t been feeling well today so decided the only thing he could stomach was Heinz tomato soup. One regular tin in the co-op is now £1.55. One tin!

i was same other week 

only thing i like when ill £1.50

14 hours ago, mickbrown said:

I just sort stuff separately by myself.

Flights, villa and car hire.

I've always assumed that's the cheapest way to do it. Am I missing a trick here?

Each to their own. You might save a couple of quid, you might not.
You've definitely very little protection if one of your suppliers goes bump and certainly nobody handling any admin for you.

43 minutes ago, Traf said:

Each to their own. You might save a couple of quid, you might not.
You've definitely very little protection if one of your suppliers goes bump and certainly nobody handling any admin for you.

A bit like using an insurance broker. You may save a bit by not using one, though you might not. And they do all the work/sort out protections etc.

Ended up with a broker last year as so few companies were offering insurance for the electric van. They have come down hugely on the cost this year whilst others have dallied. In the end Aviva have lost two customers as we've both now gone through the broker.