Slow news day? The real deal? End of the world? 
 

They’re saying it probably came from an animal, has Somebody been shagging monkeys again? 

2 minutes ago, Escobarp said:

No sadly it isn’t 

What’s the qualification?

2 minutes ago, birch-chorley said:

3 month mortgage holiday, is that universal? 

mine with nationwide and halifax were available this morning, they both emailed me this morn. Took me a couple of hours on the phone - they will ask you if coronavirus has affected your finances yet

3 minutes ago, Escobarp said:

No sadly it isn’t 

Surely each case will be judged on it's merits.

6 minutes ago, Escobarp said:

He’s a more confident public speaker. Simple as that. If you gauge people’s competency by how the speak you’ve an issue 

Since I have a stammer that is definitely not the case.

There is however a difference between being a less than confident public speaker and and just not answering the question

Edited March 17, 20206 yr by jmjhb

Just now, Spider said:

What’s the qualification?

People who’s income is “directly” affected by coronavirus. 
 

that’s open to interpretation. Therein lies potential issues. 

Also and this may not apply to every lender I’m told if somebody is already in arrears they are exempt and not eligible for this. Which to me stinks. But like I say I don’t know if this is across the board or one lender 

1 minute ago, jmjhb said:

Since I have a stammer that is definitely not the case.

Well then you should know better imho

I can talk the hind legs off a donkey and in small meetings or audios and very polished. Public speaking I disintegrate sadly. I like to think my competency isn’t judged by this and know that it hasn’t held me back. 

Edited March 17, 20206 yr by Escobarp

1 minute ago, jeep said:

Surely each case will be judged on it's merits.

they don't have time to asses properly - in my case they asked - is coronavirus affecting your ability to pay your mortgage now

So surely you need have lost money (time off etc) to qualify for mortgage holiday 

I remember doing one years back and they scrutinised my finances 

1 minute ago, peelyfeet said:

they don't have time to asses properly - in my case they asked - is coronavirus affecting your ability to pay your mortgage now

Okay, then 99.9% are gonna say "Yes"

Just now, radcliffewhite1 said:

So surely you need have lost money (time off etc) to qualify for mortgage holiday 

I remember doing one years back and they scrutinised my finances 

Different this time given the situation when are facing. I don’t believe any credit scores are being done and I’m told it won’t be recorded on any credit file 

Just now, jeep said:

Okay, then 99.9% are gonna say "Yes"

possibly - I got the impression that the staff were new to the process, so who knows it might become more stringent  

1 minute ago, Escobarp said:

Different this time given the situation when are facing. I don’t believe any credit scores are being done and I’m told it won’t be recorded on any credit file 

I literally had to answer 1 question, was on hold for 50 odd minutes both times so I'd imagine they are going to be inundated with calls and will want to wrap up asap - if they have some sort of target they are allowed to accept in future or not, who knows

Just had a tenant On asking if she has to pay this month.

Yes love! Your rent is paid through credits it’s not for you to spend on booze and Fags 

Edited March 17, 20206 yr by royal white

1 minute ago, royal white said:

Just had a tenant I’m asking if she has to pay this month.

Yes love! Your rent is paid through credits it’s not for you to spend on booze and Fags 

Alright Rigsby 😁

43 minutes ago, Mr Grey said:

 

8 cases in the manchester area, 3 in Bolton, 3 in Wigan/Leigh. According to the postcode virus search online.

Vallance said he thinks we've probably  got up to 55K cases - 25 times more than the recorded amount. 

27 minutes ago, jmjhb said:

Sunak sounds so much more competent than Johnson doesn't he. Worlds apart

Yep. Borris waffled a load of shite through the questions he was asked. 

Sunak was great and clear with his answers. 

46 minutes ago, boltondiver said:

Didn’t have you down as a teacher!

He’s the cleaner 

6 minutes ago, Rudy’s Message said:

Alright Rigsby 😁

😂😂😉

20 minutes ago, L/H White said:

 

Sunak was great and clear with his answers. 

Aye, all very polished until Boris deflected the question of school closures onto him - then Sunak gave an answer to a totally different question!! Leaving BJ to bluff and blither something about “constantly monitoring” the school situation.

Payment holidays are just that- the money still has to be paid, so if you're working and earning as normal you should just pay as usual.

It's not a freeby with a few months' payments knocked off.

Boris' bumbling style isn't necessarily the best, but he's more polished when doing pre written speeches.

He answered well enough for me and deferred when necessary. Given the inane and shit stirring nature of some of the questions, he does bloody well to hold his tongue.

Some of these reporters need to get with the seriousness of the situation and stop looking for an angle on some miniscule point to score a few points.

1 hour ago, Spider said:

£330billion

Nice

It's only a loan.it will still have to be paid back with interest.

Walkden High closed to all but year 11

Is there many of us left who pronounce that "wogden"?

1 minute ago, ErnestTurnip said:

Is there many of us left who pronounce that "wogden"?

Most do

1 hour ago, jmjhb said:

Since I have a stammer that is definitely not the case.

So is your username meant to be "Jim"?