Politics

[Not in Crawley]

1 hour ago, mickbrown said:

😁

Difficult one. Our nipper went through the whole process. She’s young for her school year so she’s just turned 9 when it all kicked off. The pressure put on kids at a young age was an eye opener. 
 

And the whole cottage industry built up around tutors tends to skew it to those kids whose parents can afford the tutoring. 
 

They do get fantastic results, but so they should if they’re skimming off the brightest kids with supportive and motivated parents. 
 

I’d definitely would have preferred working in one when I was still in that game, that’s for sure. 
 

So, dunno really. Classic splinters in my arse if I’m honest. 

They are skimming off those who can afford the tutoring as well - certainly not just the brightest. The Grammar ours go to is just like a minor public school - all boys and all girls divisions included - and a LOT of parents if they didn't have access to it would have sent them to public school. With my youngest going to the comp the difference in wages and income is marked from the cars in the car park to the liefstyles/houses of their rexpetive friends. Now, you could say that's down to brighter people having more money, but we know this is a falsehood. 

If the system was such a success you would have those in counties where the system was never ended - like Kent - doing better educationally than the country as a whole. That simply isn't the case, its just another tiered system which fails more than it helps and certainly those who don't game the system - of which 99% do. I think my daugther's know of one person who went to their school who didn't have tutoring for the Kent Test.

On individual terms you can get all emotive - my middle daughter is thriving at the school, my eldest, whilst achieving a far higher grade in the Kent Test struggled a lot more with the type of learning (she's since been diagnosed as Autistic) by rote and the balance only on purely academic subjects, but overall you have to say it gives a lot of people a free pass to private style education which the state pays for. 

[Spider]

4 hours ago, Sweep said:

we used to be, now we're getting what we deserve....or something like that. Only Farage can save us

Getting what we deserve?

But surely 14 years of Tory rule should have returned us to the top spot?

[bolty58]

4 hours ago, Sweep said:

maybe, but there is a difference between "expecting it to happen" which is where many of us are and "wanting it to happen" which is where you seem to be 😁

Seem? Well, this seems to be a waste of my time. That is 900 nicker in any shop you're lucky enough to find one in. And you're complaining about 200? 😁😁

[Sweep]

1 hour ago, bolty58 said:

Seem? Well, this seems to be a waste of my time. That is 900 nicker in any shop you're lucky enough to find one in. And you're complaining about 200? 😁😁

 You could choke a dozen donkeys on that!

[BobyBrno]

On 16/10/2024 at 21:55, tomski said:

Mortgage lenders are panicking. NatWest went up today. I bit the bullet yesterday 

Looks like you made the right decision 👍

[tomski]

1 hour ago, BobyBrno said:

Looks like you made the right decision 👍

Not had a look mate. Have they gone up?

[Casino]

1 hour ago, BobyBrno said:

Looks like you made the right decision 👍

thatd depend what deal he took and how long for

[tomski]

33 minutes ago, Casino said:

thatd depend what deal he took and how long for

2 years fixed. 

[Spider]

Mortgages have gone up a bit

still nowhere near the average they were when Our Liz did her thing.

[royal white]

Just seen this posted on FB. Maybe of interest to anyone who might be in this position. 
 

It was announced yesterday in the budget that there will be a reduction in Right to Buy discounts to buy your council house 

So dependant upon how long you have rented you could be entitled to a massive discount 

In simple terms if the house was worth £100000 you could get up to a 70% reduction 

So get your house for £30000 and you don’t need a deposit 

However this is soon changing to 25% so same house will cost you £75000

It’s an absolute no brainer 

Given this 70% discount you could own the house in 10 years for less a month than you now pay in rent 

So now is the time to ring your local authority and tell them you want to buy the house and it takes about 3 month for them to tell you what you can buy it for and then contact me or Jenna Louise Salmon as we’ve done hundreds of these

The government are screwing most of us over so take the discount while you can and save yourself tens of thousands of pounds if you decided to buy at a later date

 

[BobyBrno]

30 minutes ago, Spider said:

Mortgages have gone up a bit

still nowhere near the average they were when Our Liz did her thing.

Gilt yields have gone up more in a day than after the Truss budget. That doesn’t mean that they will go up as much as they did then. Gilt yield increases usually mean interest rate increases. 
The ‘markets’ haven’t responded favourably to the budget. 

 

Edited October 31, 2024 by BobyBrno

[Spider]

15 minutes ago, BobyBrno said:

Gilt yields have gone up more in a day than after the Truss budget. That doesn’t mean that they will go up as much as they did then. Gilt yield increases usually mean interest rate increases. 
The ‘markets’ haven’t responded favourably to the budget. 

 

My gilt yields are identical to how they were yesterday.

 

[BobyBrno]

2 minutes ago, Spider said:

My gilt yields are identical to how they were yesterday.

 

You’ve nothing to worry about then. 👍

[Spider]

3 minutes ago, BobyBrno said:

You’ve nothing to worry about then. 👍

Nobody has.

setting foundations for repair.

Few bumps in the road

Just need to get over it and put shoulders to the wheel.

Etc

[Casino]

58 minutes ago, tomski said:

2 years fixed. 

Wasnt asking pal

Just not sure why our reform voter  can say you did right

 

Fwiw, i was always a fan of fixed

[BobyBrno]

On 31/10/2024 at 19:05, Casino said:

Wasnt asking pal

Just not sure why our reform voter  can say you did right

 

Fwiw, i was always a fan of fixed

Reform voter! 😅😅

Tip Top banter. 
Is that one up or down from a stooge?

At least you didn’t mention my age so I guess that’s something. Or maybe not. 
 

It was a genuine comment to someone I know and was concerned he’d made the right decision. For what it’s worth. 

Edited November 2, 2024 by BobyBrno

[Casino]

The old pound is still stronger than when Sunak fucked it off

[Casino]

Just now, BobyBrno said:

Reform voter! 😅😅

Tip Top banter. 
Is that one up or down from a stooge?

At least you didn’t mention my age so I guess that’s something. Or maybe not. 
 

It was a genuine comment to somehow I know and was concerned he’d made the right decision. For what it’s worth. 

Youre not a stooge, theyre a special breed

My genuine question was how would you know?

[BobyBrno]

2 minutes ago, Casino said:

Youre not a stooge, theyre a special breed

My genuine question was how would you know?

I don’t ‘know’ It’s why I said ‘looks like’

You didn’t ask a question. 
You made your usual sarcastic comment with poor punctuation. 
I’ll leave it there.

 

[bolty58]

1 hour ago, BobyBrno said:

Is that one up or down from a stooge?

One up is Iggy. I hold that title.

[tomski]

Does look like a small win. I’ll take them.

[Traf]

My heart bleeds for them.

[royal white]

They’re all the same. And the Labour dude is a far right nonce according to @Cheese

 

 

Edited October 31, 2024 by royal white

[bolty58]

After reading the fine print I see that market expectations are starting to head south. No surprises there then.

[Spider]

4 hours ago, bolty58 said:

After reading the fine print I see that market expectations are starting to head south. No surprises there then.

SHORT TERM PAIN FOR LONG TERM GAIN