kent_white Posted April 14, 2015 Posted April 14, 2015 Homeowners don't strike. Having said that if there was an option to vote a Tory/Lib Dem coalition back in for another term, that's where I'd be sticking my x. Seen as there's not however - I'm lost. Quote
birch-chorley Posted April 14, 2015 Posted April 14, 2015 Just a point of order here not all social tenants are jobless benefit sponges. Ok, disability aside whoelse is there? If there are working family's in social housing why should they get an advantage over a family who rent privately? Quote
frank_spencer Posted April 14, 2015 Posted April 14, 2015 Ok, disability aside whoelse is there? If there are working family's in social housing why should they get an advantage over a family who rent privately? If their landlord wants to sell at a discounted rate based on rent paid whats stopping them? Thats how my friend bought his first house, he rented it first and bought it after living there 6yrs and earning enough to buy it. Perhaps i'm biased as i am a council tenant, but there's cock all chance, barring a massive shift in circumstances, of me being able to afford to buy our place even with a reduction in price. This is the case for the huge majority of folk working or otherwise living in council properties. Quote
stevieb Posted April 14, 2015 Author Posted April 14, 2015 If their landlord wants to sell at a discounted rate based on rent paid whats stopping them? Thats how my friend bought his first house, he rented it first and bought it after living there 6yrs and earning enough to buy it. Perhaps i'm biased as i am a council tenant, but there's cock all chance, barring a massive shift in circumstances, of me being able to afford to buy our place even with a reduction in price. This is the case for the huge majority of folk working or otherwise living in council properties. How many private landlords do that? Hardly any. Anyway, something similar to this housing association rent to buy is already in place and has been for a while. A pal at work was telling me about it, I googled it and there is one for the apartments down the valley. Quote
birch-chorley Posted April 14, 2015 Posted April 14, 2015 If their landlord wants to sell at a discounted rate based on rent paid whats stopping them? Thats how my friend bought his first house, he rented it first and bought it after living there 6yrs and earning enough to buy it. Perhaps i'm biased as i am a council tenant, but there's cock all chance, barring a massive shift in circumstances, of me being able to afford to buy our place even with a reduction in price. This is the case for the huge majority of folk working or otherwise living in council properties. I don't know the ins and outs but if you were to get a substantial discount say 30% off list price and you had a good credit rating and have paid your dues on time then you would be relatively low risk to a bank even without having to save up a deposit. As long as the repayments were similar to your current rent mind, but if you are getting a big discount then the monthly repayments wouldn't be huge. I just think social tenants shouldn't get a government funded advantage when buying, they should have to cobble together a deposit the same as the rest of us. Quote
mickbrown Posted April 14, 2015 Posted April 14, 2015 (edited) I thought a big problem this country had is a lack of affordable housing. How is flogging off social housing going to help? Edited April 14, 2015 by mickbrown Quote
DirtySanchez Posted April 14, 2015 Posted April 14, 2015 New build developments only get planning consent in London if they include an element of social housing.Not true Quote
MalcolmW Posted April 14, 2015 Posted April 14, 2015 I thought a big problem this country sad a lack off affordable housing. How is flogging off social housing going to help? And that is why Alan Johnson, former Home Secretary, did not buy in the 80s. He was a married father of 3 at 21 ("Gosh, you really are working class!" - T Blair). The house he was living in was to be demolished for the Westway Flyover, so he was offered a council house in Slough (and a transfer within the Post Office). When the opportunity to buy came up he refused, unlike his neighbours, on the basis that when they moved out it would be available for another couple in genuine need. When Miliband became leader Johnson was appointed Shadow Chancellor rather than Balls, but he resigned for personal reasons as his wife was shagging his police security man (which all former Home Secs retain). Quote
Winchester White Posted April 14, 2015 Posted April 14, 2015 What an absolute slut, I assume the shit of a copper got fired? Quote
Youri McAnespie Posted April 14, 2015 Posted April 14, 2015 (edited) He was nobbing a Party aide too, also married, at the same time...PC Pat Rice? More like PC Pat Mustard. Edited April 14, 2015 by Youri McAnespie Quote
MalcolmW Posted April 14, 2015 Posted April 14, 2015 What an absolute slut, I assume the shit of a copper got fired? Yes, he was suspended initially and then dismissed after a disciplinary hearing. Johnson got divorced last year on a 2-year separation. Quote
Guest Posted April 14, 2015 Posted April 14, 2015 I thought a big problem this country had is a lack of affordable housing. How is flogging off social housing going to help? GOOD QUESTION Quote
maaarsh Posted April 15, 2015 Posted April 15, 2015 I thought a big problem this country had is a lack of affordable housing. How is flogging off social housing going to help? The house doesn't disappear. The same people already living in it stay living in it. And now the housing association has some money to build another house. Quote
MickyD Posted April 15, 2015 Posted April 15, 2015 Many of the right to buy houses are now on the rental market. All that happened long term was that the tennant pays aa private landlord instead of the council. Perhaps I'm just not seeing the upside of this but it seems that money being denied to the council by the right to buy is actually detrimental to us all. Quote
frank_spencer Posted April 15, 2015 Posted April 15, 2015 Many of the right to buy houses are now on the rental market. All that happened long term was that the tennant pays aa private landlord instead of the council. Perhaps I'm just not seeing the upside of this but it seems that money being denied to the council by the right to buy is actually detrimental to us all. My little cul de sac of 10 houses, 1 is privately owned, 3 are private rentals the rest are still council properties. so if you make the admittedly mssive leap and stretch that over the whole country. 40% of council properties are unavailable since R2B was brought in Quote
MalcolmW Posted April 15, 2015 Posted April 15, 2015 My little cul de sac of 10 houses, 1 is privately owned, 3 are private rentals the rest are still council properties. so if you make the admittedly mssive leap and stretch that over the whole country. 40% of council properties are unavailable since R2B was brought in Not a statistically significant sample. I'm sure that sink estates have very very low take-ups whereas 'nice' estates may be 50%+. Quote
only1swanny Posted April 16, 2015 Posted April 16, 2015 I've got naff all chance of buying a house.. I've got naff all chance of getting a council house.. So I'm stuck to the extortionate amount I have to pay each month.. We get a good deal for the house but in the grand scheme.. It's a lot.. And it prevents us buying in the long term.. But these buying council properties etc.. How are they going to afford maintenance.. If they couldn't afford private rented in the first place? Quote
Whites man Posted April 16, 2015 Posted April 16, 2015 Would it help if folk living in council houses with empty bedrooms moved into smaller properties? Has anyone thought of that? Quote
no balls Posted April 16, 2015 Posted April 16, 2015 I'm looking forward to watching that Australian bint tonight in a behind the sofa kind of way Quote
Traf Posted April 16, 2015 Posted April 16, 2015 Would it help if folk living in council houses with empty bedrooms moved into smaller properties? Has anyone thought of that? Outside the box thinking. I like it. Perhaps some form of tax to motivate them to downsize? Quote
Whites man Posted April 16, 2015 Posted April 16, 2015 Outside the box thinking. I like it. Perhaps some form of tax to motivate them to downsize? There has to be some flexibility built in. You cannot expect people with an established cannabis farm in the back bedroom to up sticks and move. Quote
exiledwhite2 Posted April 16, 2015 Posted April 16, 2015 I've got naff all chance of buying a house.. I've got naff all chance of getting a council house.. So I'm stuck to the extortionate amount I have to pay each month.. We get a good deal for the house but in the grand scheme.. It's a lot.. And it prevents us buying in the long term.. But these buying council properties etc.. How are they going to afford maintenance.. If they couldn't afford private rented in the first place? Well, they'll be paying small mortgages because they bought at a huge discount, and they get a belting mortgage deal due to the instant large chunk of equity they have. It's people like you who are being mugged off the most by this policy. Even more galling is that your taxes are funding the giveaway. Quote
mickbrown Posted April 16, 2015 Posted April 16, 2015 The house doesn't disappear. The same people already living in it stay living in it. And now the housing association has some money to build another house. Are they allowed to this time round? Because fucking stupidly under the last round of right to buy the councils weren't allowed to use the money to build new houses. Quote
Youri McAnespie Posted April 16, 2015 Posted April 16, 2015 They've made it a pledge, for every home sold they'll sling an empty tumble dryer box down dosser alley... I dunno where the idea social housing rent is dirt cheap is coming from btw. Quote
Youri McAnespie Posted April 16, 2015 Posted April 16, 2015 (edited) The Socialist Labour manifesto is out in exactly four weeks - I can't wait to read that, they'd get us back on track, given half a chance. edit: three weeks, even better. Edited April 16, 2015 by Youri McAnespie Quote
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