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Wanderers Ways. Neil Thompson 1961-2021

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Posted
Just now, Escobarp said:

Really? Thanks for the lesson but wasn’t needed 

I’m just making my point. We pay NI for a reason.  Some people avoid paying it where possible. That’s my point. End of. No right no wrong just facts 

we pay corporation tax for a reason too - its not a NI avoidance scheme, corporation tax is government revenue.

If I don't pay NI contributions it affects my state pension. I still have to pay into it if I want a full pension.

I use a local reputable accountant - I give them my bank account statement and transactions once a year and they work out the most tax efficient way to pay yourself - If I paid myself 100% in wages and 0% dividends I'd be paying a hell of a lot more than an employee or self employed person, so why would I do it - the HMRC have set the rates, not me or my accountant - if it was more tax effecient to pay wages and NI, I'd do that. 

Posted
17 minutes ago, TroySwoosh said:

The hospitals are all empty, the virus is a lie and we're all being lied to because a comet is going to hit earth and kill us all, the governments are trying to stop the panic

 

so facebook told me

Nibiru time without doubt.

Posted
16 minutes ago, Mr Grey said:

It's great I'm off, i can get all them little jobs done and hopefully gain some extra sexy points 😉

Unfortunately things have taken a turn for the worse, i started to prep the bathroom for a touch up, a lick of paint here and there, cleaning inside the window frames etc.... anyway as i went to get the paint and brushes from the shed, the Missus decides to go and have a fucking turd! .... even though we have a downstairs bog, Beggers belief!

I have now told her she aint licking my cock for 48 hours, first fallout of the Semi-Lockdown is imminent 😁

 

She must be gutted

Posted
26 minutes ago, Mr Grey said:

It's great I'm off, i can get all them little jobs done and hopefully gain some extra sexy points 😉

Unfortunately things have taken a turn for the worse, i started to prep the bathroom for a touch up, a lick of paint here and there, cleaning inside the window frames etc.... anyway as i went to get the paint and brushes from the shed, the Missus decides to go and have a fucking turd! .... even though we have a downstairs bog, Beggers belief!

I have now told her she aint licking my cock for 48 hours, first fallout of the Semi-Lockdown is imminent 😁

 

Pace yourself plenty of time 

you will have the best gaff in Wigan 

I have an order coming from wickes but 3 days wait on delivery 

Posted
20 minutes ago, peelyfeet said:

we pay corporation tax for a reason too - its not a NI avoidance scheme, corporation tax is government revenue.

If I don't pay NI contributions it affects my state pension. I still have to pay into it if I want a full pension.

I use a local reputable accountant - I give them my bank account statement and transactions once a year and they work out the most tax efficient way to pay yourself - If I paid myself 100% in wages and 0% dividends I'd be paying a hell of a lot more than an employee or self employed person, so why would I do it - the HMRC have set the rates, not me or my accountant - if it was more tax effecient to pay wages and NI, I'd do that. 

Thanks again for the lesson. Pretty much as I understood it to be but really appreciate the lesson. Please feel free to keep giving me these lessons as you see fit. 

Posted
9 minutes ago, Escobarp said:

Thanks again for the lesson. Pretty much as I understood it to be but really appreciate the lesson. Please feel free to keep giving me these lessons as you see fit. 

mate I'm only pointing this out because you said anyone paying themselves dividends is ;

"Thus avoiding Employer and employee national insurance payments which every single person who takes payment via dividends in lieu of salary is doing. Knowingly. Yet want to complain about it when it goes wrong.

The implication is that I've knowingly chosen to set up a ltd company and pay myself in dividends to avoid paying NI, and so I shouldn't now be a bit worried that there's not much help i can get from the govmt to keep my business going.

You could use a counter argument to say that self employed people are knowingly avoiding paying corporation tax. Accountants give businesses advice to be self employed, if it's tax efficient in their scenario

When you go and see an accountant to start up a business,  they don't sit you down and say, right, do you want to avoid paying NI or would you rather avoid paying corporation tax - they go through the annual tax rates set by HMRC, ask you what you think your income will be and how your business operates and tell you what they think is the best type of company to form. The HMRC set the rates, there's pro's and cons to being Ltd, self employed, partnership, LLU, employed. 

I have to be a Ltd company - the suppliers I use demand it, I have no choice. I didn't pick it to avoid paying NI and I don't like being accused of it. My mates who run similar sized businesses are the same - I have a mates who are ltd company one man band or partnerships -  builders, architects, plumbers, shop owners, 

End of

Posted
Just now, peelyfeet said:

mate I'm only pointing this out because you said anyone paying themselves dividends is ;

"Thus avoiding Employer and employee national insurance payments which every single person who takes payment via dividends in lieu of salary is doing. Knowingly. Yet want to complain about it when it goes wrong.

The implication is that I've knowingly chosen to set up a ltd company and pay myself in dividends to avoid paying NI, and so I shouldn't now be a bit worried that there's not much help i can get from the govmt to keep my business going.

You could use a counter argument to say that self employed people are knowingly avoiding paying corporation tax. Accountants give businesses advice to be self employed, if it's tax efficient in their scenario

When you go and see an accountant to start up a business,  they don't sit you down and say, right, do you want to avoid paying NI or would you rather avoid paying corporation tax - they go through the annual tax rates set by HMRC, ask you what you think your income will be and how your business operates and tell you what they think is the best type of company to form. The HMRC set the rates, there's pro's and cons to being Ltd, self employed, partnership, LLU, employed. 

I have to be a Ltd company - the suppliers I use demand it, I have no choice. I didn't pick it to avoid paying NI and I don't like being accused of it. My mates who run similar sized businesses are the same - I have a mates who are ltd company one man band or partnerships -  builders, architects, plumbers, shop owners, 

End of

But

 

it is the EXACT reason why accountants advise you to do it. To avoid the NI and a lower rate of income tax. That’s a fact. And that’s my point. An emotive point but it’s fact

end of 

Posted
27 minutes ago, Spider said:

210 today?

That 3 days in a row on a plateau...?

Not published yet?

Posted
25 minutes ago, Escobarp said:

But

 

it is the EXACT reason why accountants advise you to do it. To avoid the NI and a lower rate of income tax. That’s a fact. And that’s my point. An emotive point but it’s fact

end of 

so should we not expect any help now then?

my decision to go freelance had nowt to do with any perceived tax benefits

I've only been freelance / ltd 2.5 years, I paid full NI and tax for 20+ years before that

I'll take whatever I'm given, no complaints, but it does feel like the help being offered hasn't been fully thought out, and, will more likely change soon enough

 

Posted
31 minutes ago, Spider said:

210 today?

That 3 days in a row on a plateau...?

expect a spike tomorrow

https://www.mirror.co.uk/news/politics/uks-coronavirus-death-toll-even-21779770

The number of deaths in the UK from Covid-19 is set to spike tomorrow with new stats revealing a broader picture of the cost of the virus.

The expected rise in death total will come as the government releases stats which include those who died from the coronavirus when not in the hospital, who are currently not included in NHS England statistics.

Posted (edited)
10 minutes ago, ZicoKelly said:

expect a spike tomorrow

https://www.mirror.co.uk/news/politics/uks-coronavirus-death-toll-even-21779770

The number of deaths in the UK from Covid-19 is set to spike tomorrow with new stats revealing a broader picture of the cost of the virus.

The expected rise in death total will come as the government releases stats which include those who died from the coronavirus when not in the hospital, who are currently not included in NHS England statistics.

Does that mean they're testing the dead for it then?

If they're not testing folk at home, how will they know what they died from?

Can understand the need for accurate information, but if we're short of testing kits and chemicals, it seems odd to test the dead.

Edited by Tonge moor green jacket
Posted
1 minute ago, mickbrown said:

Good of Cummings to do his bit for herd immunity. The twat. 

Is he in hospital?

If not, hows he getting tested

Point stands for senior politicians and royals, but ill accept a distinction for them

Cummings, get to fuck

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