If a big chunk of your first team is made up of loans, you do 4 things: limit places in the squad for your own talent, limit your own potential assets, don't sign players who would have become assets and at the same time you're playing for the privilege. Loans work at League 1 because of the business model, It's different in the Championship. Take Dom Ballard at Leyton Orient, they're never going to get more than £2-£3 million and while that might be ok for Leyton Orient, we're so expensive to run as a club, it'll never generate enough to make a difference. We can't afford to do an Oxford. We need to make liabilities into assets, by using the space we have in our squad for the talent we own.