Politics

[BobyBrno]

15 minutes ago, royal white said:

The majority on here know of a few families like this, those that don’t think it’s a myth. 

The ironic thing about people like that (yes we all know some) is that they also wouldn’t be eligible for a full pension so they would get pension credit and therefore……. the winter fuel payment.

[Casino]

20 minutes ago, wanderer1984 said:

Don't know but @Casino thinks they should receive the same pension as you on top of all that.

Casino thinks its unfair a person who has fuck all despite grafting all his life should spend his last few years with fuck all while a multi millionaire gets the dame STATE pension

[royal white]

13 minutes ago, Casino said:

Casino thinks its unfair a person who has fuck all despite grafting all his life should spend his last few years with fuck all while a multi millionaire gets the dame STATE pension

So that multi millionaire (who has paid double the amount of tax over the years) should now receive less in his state pension than someone who has fuck all just because he has been successful in life? 
 

Where’s the motive for young uns these days? 

[BobyBrno]

17 minutes ago, Casino said:

Casino thinks its unfair a person who has fuck all despite grafting all his life should spend his last few years with fuck all while a multi millionaire gets the dame STATE pension

It’s why the pension system needs changing and it’s also why it was cruel for the Chancellor to target those with bugger all first!

[Ani]

20 minutes ago, Casino said:

Casino thinks its unfair a person who has fuck all despite grafting all his life should spend his last few years with fuck all while a multi millionaire gets the dame STATE pension

I think people are ignoring the bit where you say 'grafting all his life' ( I know you mean 'or her' as well. 
 

The State Pension should be set at a level that gives people a decent standard of living ( can argue all day how that is defined) but if people choose to pay more in as they can as with a private scheme they should be entitled to do so. Think about it the Govt would have £bns extra every year from the increased contributions, invest this as per normal pension businesses and it makes more money for the Govt

[Ani]

7 minutes ago, BobyBrno said:

It’s why the pension system needs changing and it’s also why it was cruel for the Chancellor to target those with bugger all first!

They targeted the ones they did as they were easy to identify. No one wants a scheme that costs more to administer than it 'saves'. I think they have got the level wrong btw.

Hardly anyone is mentioning that pensioners living abroad are in the main still getting the allowance, I think this is part of the Brexit deal to protect existing rights and benefits. So you get a heating allowance in Benidorm but not Aberdeen. 

[Jol_BWFC]

14 minutes ago, BobyBrno said:

It’s why the pension system needs changing and it’s also why it was cruel for the Chancellor to target those with bugger all first!

Let’s see what they do with private pensions in October.

[Zico]

49 minutes ago, Ani said:

 

Every day an ex Tory MP posts something on Twitter that reminds you how fucking stupid they were in the end. This the ex Minister for CommonSense comparing a proposed ban on smoking in pub gardens to the Holocaust. 

 

Apparently plenty Tories at doing similar

Whilst a couple of months ago the Tories had a ban of smoking everywhere in their manifesto

 

 

 

[BobyBrno]

I don’t know if the Chancellor will change her mind but an easy, means tested approach should have been used. Let’s say any Pensioner on less than £20,000 income still gets the payment and those above don’t. I doubt there would have the same level of anger and would have been much fairer. 

[BobyBrno]

8 minutes ago, Jol_BWFC said:

Let’s see what they do with private pensions in October.

Well yes. They do have previous. I hope Gordon Brown isn’t advising them. 

[jayjayoghani]

59 minutes ago, BobyBrno said:

Partly yes but I was aware of how other countries handle pensions before he went to Oz. In fact I referred to the French scheme and others have mentioned other European countries. I’ve also mentioned in the past the way we fund our health service and again, others, including Oz, seem to do it much better. 

It's a discussion for another day but the health system here is semi-private. If you have any conditions that require a little more monitoring e.g MRIs you pay for them. Most GP appointments you pay for. It's possible to get free but few GPs offer and a long waiting list. 

Couples earning more than £100k pa pay a surcharge on their tax bill to encourage private health take up. 

It's a rich country it can afford universal health care IMO. 

Pretty sure the French pension burden on the public purse is higher than in the UK btw. So they're kicking the can down the road too. 

Edited August 30, 2024 by jayjayoghani

[BobyBrno]

2 minutes ago, jayjayoghani said:

It's a discussion for another day but the health system here is semi-private. If you have any conditions that require a little more monitoring e.g MRIs you pay for them. Most GP appointments you pay for. It's possible to get free but few GPs offer and a long waiting list. 

Couples earning more than £100k pa pay a surcharge on their tax bill to encourage private health take up. 

It's a rich country it can afford universal health care IMO. 

Yes and apart from being a rich country it’s relatively young, population age wise, than the UK which is why I have usually referenced EU countries but the principle is the same ie, semi private.
Our NHS and social care are outdated imo and we should look at how others do things. 

[Ani]

14 minutes ago, BobyBrno said:

I don’t know if the Chancellor will change her mind but an easy, means tested approach should have been used. Let’s say any Pensioner on less than £20,000 income still gets the payment and those above don’t. I doubt there would have the same level of anger and would have been much fairer. 

Sounds easy, but if someone's other income comes in via self assessment you do not know their in year income till next tax year. Not being awkward but HMRC back office is terrible. 
 

IMO the biggest saving/efficiency we could make would be to streamline and simplify the tax system so there is a single customer record which would make things like this easier rather than blocking them. 

[BobyBrno]

30 minutes ago, Ani said:

Sounds easy, but if someone's other income comes in via self assessment you do not know their in year income till next tax year. Not being awkward but HMRC back office is terrible. 
 

IMO the biggest saving/efficiency we could make would be to streamline and simplify the tax system so there is a single customer record which would make things like this easier rather than blocking them. 

HMRC know exactly how much people earn with their state pension and private pension. That would cover the majority of pensioners. Self assessment could be done using previous years records. A few may slip through but the majority would be covered. I don’t know about problems with HMRC ( I could live to regret that) I’m just off for a meeting with my accountant. Seriously 😊

[Not in Crawley]

1 hour ago, BobyBrno said:

Yes and apart from being a rich country it’s relatively young, population age wise, than the UK which is why I have usually referenced EU countries but the principle is the same ie, semi private.
Our NHS and social care are outdated imo and we should look at how others do things. 

France? It's age dependency ratio is higher than ours, but it's much of a muchness.

 

[Ani]

41 minutes ago, BobyBrno said:

HMRC know exactly how much people earn with their state pension and private pension. That would cover the majority of pensioners. Self assessment could be done using previous years records. A few may slip through but the majority would be covered. I don’t know about problems with HMRC ( I could live to regret that) I’m just off for a meeting with my accountant. Seriously 😊

They do not. They do not know what I take from private pension until I or my pension provider tell them. Not all private pensions are  taken monthly. I take lump sums as and when I need them.

What about the 25% tax free element ? A system has to work for everyone or you end with a admin system that costs money to run which defeats the object. Labour have gone a one size fits all approach and we can see faults in that. 
 

Someone taking £14k can have less money than someone taking £12k. If they have more rent to pay. 

[BobyBrno]

59 minutes ago, Not in Crawley said:

France? It's age dependency ratio is higher than ours, but it's much of a muchness.

 

Australia.

[BobyBrno]

58 minutes ago, Ani said:

They do not. They do not know what I take from private pension until I or my pension provider tell them. Not all private pensions are  taken monthly. I take lump sums as and when I need them.

What about the 25% tax free element ? A system has to work for everyone or you end with a admin system that costs money to run which defeats the object. Labour have gone a one size fits all approach and we can see faults in that. 
 

Someone taking £14k can have less money than someone taking £12k. If they have more rent to pay. 

So as I say, use the previous years records. It’s what they did during COVID. 

[mickbrown]

3 hours ago, Zico said:

Apparently plenty Tories at doing similar

Whilst a couple of months ago the Tories had a ban of smoking everywhere in their manifesto

 

 

 

Wait until they come for the fuckwits. Then she’s screwed. 

[royal white]

4 hours ago, Zico said:

Apparently plenty Tories at doing similar

Whilst a couple of months ago the Tories had a ban of smoking everywhere in their manifesto

 

 

 

Was the conservative one more over time, so that kids can’t start smoking? 

[Zico]

26 minutes ago, mickbrown said:

Wait until they come for the fuckwits. Then she’s screwed. 

It doesn't really make any sense either 

Is She suggesting only communists and Jews would've spoke out against a smoking ban 

But they're not, because they've gone somewhere or been got rid of? 

I know it's not meant to be literal 

But I don't think it's pertinent either

It's just nonsense

[Zico]

6 minutes ago, royal white said:

Was the conservative one more over time, so that kids can’t start smoking? 

Yep, Anyone born after a certain date

[gonzo]

Tbf I hate having to walk through a gaggle of trampy looking cunts and a plume of smoke when entering a boozer.

Fuck off out of view you skunks.

Same as those with their drip stands in nighties outside hospital.

Go kill yourselves out of view.

[Casino]

7 minutes ago, gonzo said:

 

Same as those with their drip stands in nighties outside hospital.

 

absolute cunts

[Casino]

4 hours ago, royal white said:

So that multi millionaire (who has paid double the amount of tax over the years) should now receive less in his state pension than someone who has fuck all just because he has been successful in life? 
 

 

lifes tough

choices have to be made

if ive got 5 million, i dont need a state pension

not saying thats the choice that should be made, but it has to be on the table