Coronavirus

[only1swanny]

14 minutes ago, Not in Crawley said:

Yeah mine were so shit they pulled them down. But if you're coming out with 50k worth of debt you can expect a bit more than a bed, a desk and a sink.

Slight side note..

Your student loan amount really affects your mortgage borrowing ability.. 

They failed to mention that to 17 year old me.. 

[Escobarp]

1 minute ago, only1swanny said:

Slight side note..

Your student loan amount really affects your mortgage borrowing ability.. 

They failed to mention that to 17 year old me.. 

I was lucky I paid my student loan off within 4 years of starting working after uni. Some of the debts now are crippling 

[Casino]

Maybe it depends where you live or where you went to uni but daughterbear owed about 30k

She doesnt notice the repayments, theyre that small

And low earners pay nothing

[Carlos]

There’s a massive “wash your hands” sign up in Top o’th Brow. That’ll work.

Had to actually stop at the pedestrian crossing yesterday, obviously no one was actually crossing, hoards of kids climbing the fucker.

 

I’d put a wall up to stop them coming in to Harwood if I could.

[Not in Crawley]

42 minutes ago, Escobarp said:

I was lucky I paid my student loan off within 4 years of starting working after uni. Some of the debts now are crippling 

Came out with 6k, paid it off within 3 years. Some of the debts now are insane.

[ErnestTurnip]

Think it came to 17k student loan for this year and it's a 4 year course, one year should be abroad and that will work out much  cheaper/free depending on how you choose to do it.

Looking at over 50k by the time it's done.

Loans didn't exist when I went so I came out with money in the bank after working the holidays.

That's  progress for you I suppose.

[radcliffe white]

13 minutes ago, Casino said:

Maybe it depends where you live or where you went to uni but daughterbear owed about 30k

She doesnt notice the repayments, theyre that small

And low earners pay nothing

Out of interest what’s classed as low earners

30k wow 

[Escobarp]

7 minutes ago, Not in Crawley said:

Came out with 6k, paid it off within 3 years. Some of the debts now are insane.

Yeah I had 10k plus an overdraft. Lucky when I look at some of the debt. But as casino says the repayments are small at the lower end and if you’re earning more the you pay but can afford more 

[Escobarp]

3 minutes ago, radcliffewhite1 said:

Out of interest what’s classed as low earners

30k wow 

There is a threshold on it of about 25k or summat. Below that you pay nowt back it just sits 

[Not in Crawley]

Most of the 25 year old who I work with just have no hope of paying it off. I have to day when it comes to my kids time for uni, we'll have a long look at what is best and might be staying closer to home, or depending on what they want to do into work alongside further studies.

[Casino]

11 minutes ago, Escobarp said:

Yeah I had 10k plus an overdraft. Lucky when I look at some of the debt. But as casino says the repayments are small at the lower end and if you’re earning more the you pay but can afford more 

Also, im pretty sure we paid her accomodation and probably loads more but nobody tells me 

 

[Casino]

16 minutes ago, radcliffewhite1 said:

Out of interest what’s classed as low earners

30k wow 

think course fees were 9k a year

She was one of the first to have to pay

Tbf, i dont see why you should pay for my daughter to go to uni, so id no issue with it

Shes now earning very decent money for her age in the north west and has to slowly pay it off

I doubt she ever will

[radcliffe white]

6 minutes ago, Casino said:

think course fees were 9k a year

She was one of the first to have to pay

Tbf, i dont see why you should pay for my daughter to go to uni, so id no issue with it

Shes now earning very decent money for her age in the north west and has to slowly pay it off

I doubt she ever will

Didn’t do the uni path so way out of touch with all this, I can see my daughter going but not the lad 

[frank_spencer]

36 minutes ago, Carlos said:

There’s a massive “wash your hands” sign up in Top o’th Brow. That’ll work.

Had to actually stop at the pedestrian crossing yesterday, obviously no one was actually crossing, hoards of kids climbing the fucker.

 

I’d put a wall up to stop them coming in to Harwood if I could.

All these stories are giving me flashbacks to my time working for Bolton @ Home in that neck of the woods.

Regularly came in in the morning with the portaloo ridden down the hill at Padbury and cones/signs etc nicked, in trees or just smashed up. Kids out and about during the school day often acompanied by adults supping cans of stella at 9am. Worked in some rough areas of town but that section of breightmet has to be bar far the ropiest.

[Casino]

6 minutes ago, radcliffewhite1 said:

Didn’t do the uni path so way out of touch with all this, I can see my daughter going but not the lad 

shes played a blinder so far, picked a course and uni that pretty much guaranteed a job, earns decent without being massive but loves what shes doing

lad did 2 weeks and came home 

 

 

[Carlos]

14 minutes ago, frank_spencer said:

All these stories are giving me flashbacks to my time working for Bolton @ Home in that neck of the woods.

Regularly came in in the morning with the portaloo ridden down the hill at Padbury and cones/signs etc nicked, in trees or just smashed up. Kids out and about during the school day often acompanied by adults supping cans of stella at 9am. Worked in some rough areas of town but that section of breightmet has to be bar far the ropiest.

We are the town with the highest infection rate in the country and B'met tops the local tables. Seriously, something needs doing.

[MickyD]

36 minutes ago, Casino said:

Also, im pretty sure we paid her accomodation and probably loads more but nobody tells me 

 

At his request I paid his final years accommodation up front to save him something like 5%. Problem is, the part of his loan which would’ve been earmarked for housing meant he had more cash than many others. He certainly didn’t offer to give me any back. He’s now paying it off but I’m getting it in dries and drabs.

15 minutes ago, Casino said:

shes played a blinder so far, picked a course and uni that pretty much guaranteed a job, earns decent without being massive but loves what shes doing

lad did 2 weeks and came home 

 

 

Same as my youngest. Five weeks at Hallam was enough for her. She still ended up with the debt though as her tuition fees and accommodation fees all needed paying. And, because she didn’t finish the course, there was no “pay it when you earn over £30k” 

She immediately went back to her job at McDonalds and has risen up to first assistant manager. Next step is running her own restaurant which isn’t bad at 23 year old.

[only1swanny]

Degree, PGCE, Masters (currently) and then I'm going on to do my PhD..  It's going to be eye watering money.. 

Rough calculation, reckon i'm at about 20k atm paid a fair bit off. 

 

In Bolton earlier, they're doing news reports on Victoria Square and handing out test kits to everyone walking past

[Traf]

2 hours ago, MickyD said:

At his request I paid his final years accommodation up front to save him something like 5%. Problem is, the part of his loan which would’ve been earmarked for housing meant he had more cash than many others. He certainly didn’t offer to give me any back. He’s now paying it off but I’m getting it in dries and drabs.

Same as my youngest. Five weeks at Hallam was enough for her. She still ended up with the debt though as her tuition fees and accommodation fees all needed paying. And, because she didn’t finish the course, there was no “pay it when you earn over £30k” 

She immediately went back to her job at McDonalds and has risen up to first assistant manager. Next step is running her own restaurant which isn’t bad at 23 year old.

She's done well, mate.

But she's now leaving McDonalds to run her own restaurant?

[MickyD]

7 minutes ago, Traf said:

She's done well, mate.

But she's now leaving McDonalds to run her own restaurant?

Sorry, running the franchisee’s restaurant.

[frank_spencer]

Being a professional mac-head isn't a bad career in itself but will give her massive kudos going on to anywhere afterwards. Its a hard graft at maccies so being able to work your way up and handle it puts her ahead if many fresh out of uni.

[jmjhb]

Nearly 3000 new cases today

On the flip side, only 2 deaths reported

[Spider]

So the advice in Bolton is not to get on a bus or train?

That’ll slow it down right enough.

[MickyD]

1 minute ago, jmjhb said:

Nearly 3000 new cases today

On the flip side, only 2 deaths reported

You test more folk, you find more cases.

Did the early part of this pandemic simply find all those already to weak to fight it off though? Or maybe the way they counted the deaths was flawed. 

[jmjhb]

How come daily cases went down from May to July then?